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311 Pine Lake Dr, Monroe, NC 28110 Property Records

Union County property record for 311 Pine Lake Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,857 sqft · built 2006
Lot Size0.351 acres (15,290 sqft)
OwnerIndividual Name on File
Last Sale$393,000 (Aug 2024)
Tax Bill$2,712 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN09-397-154

Property Details

APN / Parcel Number

Primary APN09-397-154

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,857 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area15,290 sqft (0.351 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address311 PINE LAKE DR
CityMONROE
StateNC
Zip28110-8149
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#75 PONDSIDE PH1 MP4 OPCJ212
Legal SubdivisionPONDSIDE AKA VILLAS SUN VALLEY
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3003
Census Tract20307

Owner

Source: Union County records · APN 09-397-154

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address311 PINE LAKE DR, MONROE, NC 28110-8149
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Feb 08, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleFeb 23, 2022 · Amount on Record
Deed Document Number202419355
Deed Book / Page8959 / 117
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 23, 2022
Property Address311 PINE LAKE DR, MONROE, NC 28110-8149
Document Number0008407555
Book / Page8407 / 555
Map ReferenceCAB J FILE 212
Instrument DateFeb 23, 2022
Instrument6932
Transaction TypeTransfer
Record UpdatedMar 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1019 E HIGHWAY 218, 1019, MONROE, NC 28110-7020

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 PINE LAKE DR, MONROE, NC 28110-8149

Mortgage

Document Number0000006933
DateFeb 23, 2022
Instrument6933
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 08, 2018
Property Address311 PINE LAKE DR, MONROE, NC 28110-8149
Document Number710078
Book / Page007100 / 000078
Instrument DateFeb 02, 2018
Instrument3327
Transaction TypeTransfer
Record UpdatedMay 04, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$444.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address311 PINE LAKE DR MONROE NC 281108149, MONROE, NC 28110-8149

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,712.00 (+21.34%)$405,700 (+53.38%) Land $84,100 Building $321,600$405,700 (+53.38%) Land $84,100 Building $321,600
2023$2,235.00$264,500 Land $53,000 Building $211,500$264,500 Land $53,000 Building $211,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2017

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 259 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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