Kenton County property record for 311 Pershing Ave, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,632 sqft · built 1909 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Feb 2018) |
| Tax Bill | $2,137 (2025) |
| Deeds & Mortgages | Jan 2025 Construction Loan Jan 2025 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-04-006.00 |
| Primary APN | 054-21-04-006.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Finished Area |
| Gross Area | 1,664 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 311 PERSHING AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREERS ADDN BLK 32 LOT 28 25'X 100' IRREG |
| Legal Subdivision | GREERS ADDN |
| Legal Phase | 32 |
| Legal Block | 32 |
| Legal Lot Number | 28 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60300 |
Source: Kenton County records · APN 054-21-04-006.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 WOODWAY DR, VILLA HILLS, KY 41017-4483 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 27, 2025 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK |
| Jan 27, 2025 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK |
| Jan 10, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage VICTORY CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2018 · Amount on Record |
| Deed Sale | Feb 05, 2018 · Amount on Record |
| Prior Sale | Nov 19, 2009 · Amount on Record |
| Deed Document Number | 201802 05 059 00233 |
| Deed Book / Page | 6348 / 103 |
| Last Transfer Date | Aug 10, 2018 |
| Transfer Doc | 0005900127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 311 PERSHING AVE, COVINGTON, KY 41011-1335 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1024 WOODWAY DR, VILLA HILLS, KY 41017-4483 |
| Document Number | 0005900174 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | KCM 620/727 |
| Instrument | 25012705900174 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 311 PERSHING AVE, COVINGTON, KY 41011-1335 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1024 WOODWAY DR, VILLA HILLS, KY 41017-4483 |
| Document Number | 0005900173 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | KCM 620/693 |
| Instrument | 25012705900173 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 10, 2025 |
| Property Address | 311 PERSHING AVE, COVINGTON, KY 41011-1335 |
| Document Number | 0005900108 |
| Book / Page | KC 323 / 481 |
| Map Reference | PL 409 |
| Instrument Date | Jan 08, 2025 |
| Instrument | 25011005900108 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 WOODWAY DR, VILLA HILLS, KY 41017-4483 |
| Name | Verified Name |
|---|---|
| Address | 1024 WOODWAY DR, VILLA HILLS, KY 41017-4483 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 16, 2018 |
| Property Address | 311 PERSHING AVE, COVINGTON, KY 41011-1335 |
| Document Number | 0000000127 |
| Book / Page | 0C6478 / 000114 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 127 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1024 WOODWAY DR VILLA HILLS KY 410174483, VILLA HILLS, KY 41017-4483 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 05, 2018 |
| Property Address | 311 PERSHING AVE, COVINGTON, KY 41011-1335 |
| Document Number | 0000000233 |
| Book / Page | 0C6348 / 000103 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 233 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | HOMESTEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 311 PERSHING AVE COVINGTON KY 410111335, COVINGTON, KY 41011-1335 |
| Document Number | 234 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 0C6348/000106 |
| Instrument | 234 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 04, 2033 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,137.00 (-0.51%) | $161,300 (-) Land $5,000 Building $156,300 | $161,300 (-) Land $5,000 Building $156,300 |
| 2023 | $2,148.00 | $161,300 Land $5,000 Building $156,300 | $161,300 Land $5,000 Building $156,300 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 607 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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