Kane County property record for 311 Orange St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,074 sqft · built 1905 |
| Lot Size | 0.223 acres (9,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jun 2021) |
| Tax Bill | $4,597 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-279-006 |
| Primary APN | 06-23-279-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 1,840 sqft |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 766 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,702 sqft (0.223 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 311 ORANGE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J P MORGANS ADDN EAST 7.5 FT OF LOT 20 & ALL OF LOT 21 |
| Legal Subdivision | J P MORGANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 20,21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 851600 |
Source: Kane County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 311 ORANGE ST, ELGIN, IL 60123-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Aug 22, 2014 · Amount on Record |
| Deed Document Number | 202142989 |
| Prior Transfer Date | Sep 10, 2012 |
| Prior Transfer Doc | 0000060628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 311 ORANGE ST, ELGIN, IL 60123-7645 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 311 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000000185 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024K000185 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 4, 2021 |
| Property Address | 311 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000042989 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021K042989 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 ORANGE ST, 311, ELGIN, IL 60123-7645 |
| Name | Verified Name |
|---|---|
| Address | 311 ORANGE ST, ELGIN, IL 60123-7645 |
| Document Number | 0000042991 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021K042991 |
| Name | BJV FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,597.00 (+15.79%) Homeowner's exemption | $68,262 (+8.57%) Land $20,722 Building $47,540 | $204,868 (+8.57%) Land $62,191 Building $142,677 |
| 2024 | $62,873 (+21.39%) Land $19,086 Building $43,787 | $188,694 (+21.44%) Land $57,281 Building $131,414 | |
| 2022 | $3,970.00 (+4.92%) Homeowner's exemption | $51,793 (+6.96%) Land $15,723 Building $36,070 | $155,379 (+6.96%) Land $47,169 Building $108,210 |
| 2021 | $3,784.00 Homeowner's exemption | $48,423 Land $14,700 Building $33,723 | $145,269 Land $44,100 Building $101,169 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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