311 Ocean Ave, Ferndale, CA 95536 Property Records

Humboldt County property record for 311 Ocean Ave, Ferndale, CA 95536

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,718 sqft · built 1883
Lot Size0.359 acres (15,681 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Jan 2021)
Tax Bill$6,540 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-082-004-000

Property Details

APN / Parcel Number

Primary APN031-082-004-000
Alternative APN
  • 03108204

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,718 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1883
Construction TypeWood
Lot Area15,681 sqft (0.359 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number03108204
Street Address311 OCEAN AVE
CityFERNDALE
StateCA
Zip95536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionSUBD:FRANCIS DIVISION
Legal SubdivisionFRANCIS DIVISION
Legal Block30
Legal Lot Number3
JurisdictionHUMBOLDT CA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1014
Census Tract11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 1017, FERNDALE, CA 95536-1017
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Grant Deed, Transfer · Conventional Mortgage
REDWOOD CAPITAL BANK
May 1, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST FCU
Nov 8, 2019Grant Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Prior SaleNov 8, 2019 · Amount on Record
Deed Document Number2021-001808
Record UpdatedJun 8, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateJan 26, 2021
Property Address311 OCEAN AVE, FERNDALE, CA 95536
Document Number0000001808
Map ReferenceMB 5 PG 80
Instrument DateDec 7, 2020
Instrument2021-001808
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyHUMBOLDT LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 1017, FERNDALE, CA 95536-1017

Mortgage

Document Number0000001809
DateJan 26, 2021
Instrument2021-001809
Lender
NameREDWOOD CAPITAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address311 OCEAN AVE, FERNDALE, CA 95536
Document Number0000008115
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address311 OCEAN AVE FERNDALE CA 95536, FERNDALE, CA 95536

Mortgage

Document Number0000008115
DateMay 19, 2020
Instrument8115
Lender
NameCOMMUNITY FIRST FCU
AddressSANTA ROSA, CA 95406
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateNov 8, 2019
Property Address311 OCEAN AVE, FERNDALE, CA 95536
Document Number0000019521
Instrument DateNov 4, 2019
Instrument19521
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyHUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.60
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 1102 LAKEPORT CA 954531102, LAKEPORT, CA 95453-1102

Mortgage

Document Number19522
DateNov 8, 2019
Instrument19522
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2049

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityFerndale City
Unified School DistrictFerndale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,540.00 (+6.64%)$541,214 (+4.04%) Land $184,013 Building $357,201
2023$6,133.00 (+1.36%)$520,200 Land $176,868 Building $343,332
2022$6,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEL ORO WATER CO-FERNDALE
private · serves 1,662 people · EPA ID CA1210007
Water SourceGroundwater
Last State InspectionDec 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20

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