Effingham County property record for 311 N 3rd St, Effingham, IL 62401
| Property Type | Commercial |
|---|---|
| Details | 1 bd · 1,756 sqft · built 1893 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,500 (Aug 2018) |
| Tax Bill | $3,676 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-019-025 |
| Primary APN | 03-16-019-025 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,756 sqft Base Area |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,746 sqft |
| Unfinished Basement | 1,746 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Street Address | 311 N 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3480 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S 60FT LOT 2 OF LOTS 1 & 2 BLK 18 ALEXANDER & LITTLE'S NORTH ADDN 3410/185 733/168 |
| Legal Subdivision | ALEXANDER & LITTLE'S NORTH ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 2-1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950800 |
311 N 3rd St, a commercial property, is owned by a company that bought it in August 2018.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 296 N 3000 EAST RD, STEWARDSON, IL 62463-4152 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Deed Document Number | 20181803581 |
| Deed Book / Page | 3410 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Aug 31, 2018 |
| Property Address | 311 N 3RD ST, EFFINGHAM, IL 62401-3480 |
| Document Number | 3410/185 |
| Book / Page | 3410 / 185 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 201801803581 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 B 3000 TH E, STEWARDSON, IL 62463 |
| Document Number | 201801803582 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 201801803582 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 30, 2023 |
The 2025 property tax bill for 311 N 3rd St was $3,676.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,676.00 | $65,160 Land $23,570 Building $41,590 | $195,480 Land $70,710 Building $124,770 |
| 2022 | $3,306.00 | $49,400 Land $17,870 Building $31,530 | $148,200 Land $53,610 Building $94,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 311 N 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 311 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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