311 Main St, Collins, MS 39428 Property Records

Covington County property record for 311 Main St, Collins, MS 39428

Property Summary

Property Type	Commercial Office
Details	0.5 ba · 3,706 sqft · built 1970
Lot Size	0.15 acres (6,631 sqft)
Owner	Individual Name on File
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`136R24 06900`

Property Details

APN / Parcel Number

Primary APN	`136R24 06900`
Alternative APN	`9411`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Units	136 Units
Building Area	3,706 sqft Adjusted Area
1st Floor Area	3,694 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Type	Hip
Roof Material	Metal
Lot Area	6,631 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9411
Street Address	311 MAIN ST
City	COLLINS
State	MS
Zip	39428-6197
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LOTS 4 & 5 BLK 4, IN COLLINS ORIGINAL SURVEY 4004040 B 0272 P 0413 12/27/2007
Legal Range	16W
Legal Township	08N
Legal Section	24
Legal Subdivision	ORIGINAL SURVEY COLLINS
Legal Block	4
Legal Lot Number	4-5
Jurisdiction	COVINGTON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1055
Census Tract	950200

Owner

311 Main St, a commercial property, is owned by an individual who acquired it in December 2007.

Source: Covington County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 700, COLLINS, MS 39428-0700
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage LOL FINANCE CO
Oct 2, 2017	Deed of Trust, Mortgage CITIZENS BANK
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK
Feb 22, 2021	Deed of Trust, Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2007
Deed Sale	Dec 27, 2007
Deed Book / Page	272 / 413
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	311 MAIN ST, COLLINS, MS 39428-6197
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000745/1
Date	Jan 29, 2018
Book Page	745/1
Instrument	1054053

Lender

Name	LOL FINANCE CO
Type	Non-Lending Institution
Address	SAINT PAUL, MN 55126

Agreement

Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	311 MAIN ST, COLLINS, MS 39428-6197
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000741/334
Date	Oct 2, 2017
Book Page	741/334
Instrument	1052788

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Amount	Amount on Record
Term	59 Months
Due	Sep 20, 2022

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	311 MAIN ST, COLLINS, MS 39428-6197
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000758/399
Date	Jan 4, 2019
Book Page	758/399
Instrument	1058223

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 21, 2019

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	311 MAIN ST, COLLINS, MS 39428-6197
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000786/477
Date	Feb 22, 2021
Book Page	786/477
Instrument	1066921

Lender

Name	CITIZENS BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Amount	Amount on Record
Term	6 Months
Due	Aug 2, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 311 Main St was $2,618.

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Municipality	Collins City
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00	$29,651
2024			$197,670 (-) Land $8,000 Building $189,670
2023		$29,651 (-)	$197,670 (-) Land $8,000 Building $189,670
2022	$2,490.00	$29,651	$197,670 Land $8,000 Building $189,670
2019	$2,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Main St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	12 (1980–2021)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2021 · Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLLINS serves 2,921 people · EPA ID MS0160002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures