311 Leonard St, Belding, MI 48809 Property Records

Ionia County property record for 311 Leonard St, Belding, MI 48809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,336 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$174,000 (Nov 2022)
Tax Bill$2,547 (2025)
Deeds & MortgagesNov 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40121000004000

Property Details

APN / Parcel Number

Primary APN40121000004000
Alternative APN
  • 34-401-210-000-040-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,336 sqft Living Area
1st Floor Area1,010 sqft
Basement Area1,010 sqft
Unfinished Basement1,010 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address311 LEONARD ST
CityBELDING
StateMI
Zip48809-1235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionCITY OF BELDING VINCENTS 2ND ADDN LOT 9
Legal SubdivisionVINCENTS 2ND ADDN
Legal Lot Number9
JurisdictionIONIA MI
Township / Civil DivisionBELDING
Census Block Group1
Census Block1021
Census Tract30300

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address311 LEONARD ST, BELDING, MI 48809-1235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2022 · Amount on Record
Deed SaleNov 8, 2022 · Amount on Record
Prior SaleOct 25, 2010
Prior Transfer DateDec 7, 2009
Prior Transfer Doc614/9333
Record UpdatedOct 29, 2026

November 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIONIA MI
Recording DateNov 8, 2006
Property Address311 LEONARD ST, BELDING, MI 48809-1235
Document Number0599/08293
Book / Page599 / 08293
Map ReferenceLB1 PG50
Instrument DateOct 26, 2006
Transaction TypeTransfer
Record UpdatedJun 8, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$718.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address533 CROSBY ST NW, GRAND RAPIDS, MI 49504-3164

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 LEONARD ST, BELDING, MI 48809-1235

Mortgage

Document Number0059908295
DateNov 8, 2006
Instrument599/08295
Lender
NameSEBRING CAPITAL PARTNERS LP
TypeSubprime Lender
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2036
Interest
Rate TypeAdjustable Rate
Rate8.37%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change8.37%
Max Rate At Change13.3%
Index6-Month LIBOR

Mortgage

Document Number0599/08315
DateNov 8, 2006
Book Page599/08315
Lender
NameSEBRING CAPITAL PARTNERS LP
TypeSubprime Lender
AddressCARROLLTON, TX 75007
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityBelding City
Unified School DistrictBelding Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,000 (+11.66%) Land $15,500 Building $52,500$136,000 (+11.66%) Land $31,000 Building $105,000
2025$2,547.00 Homeowner's exemption$60,900 (+30.69%) Land $12,800 Building $48,100$121,800 (+30.69%) Land $25,600 Building $96,200
2023$46,600 Land $11,600 Building $35,000$93,200 Land $23,200 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELDING
serves 5,769 people · EPA ID MI0000560
Water SourceGroundwater
Last State InspectionAug 2021
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Point Broadband
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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