311 Latrium Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 311 Latrium Cir, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,797 sqft · built 1982
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Mar 2020)
Tax Bill$2,801 (2024)
Deeds & MortgagesFeb 2024 Line of Credit
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN27-2S-21-42140-000-3110

Property Details

APN / Parcel Number

Primary APN27-2S-21-42140-000-3110
Alternative APN
  • 1055906

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,797 sqft Living Area
Gross Area2,480 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,184 sqft (0.119 acres)
Lot Dimensions10.2 ft deep x 4.7 ft wide
Garage TypeFinished
Garage Area264 sqft

Exterior Amenities

PorchPorch
Porch Area260 sqft
Deck AreaDeck Area
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1055906
Street Address311 LATRIUM CIR
CityMIRAMAR BEACH
StateFL
Zip32550-4532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT 311 L'ATRIUM PB 5-52 AND 1/47 INT IN COMMON ELEMENT LESS & EXCEPT FROM LOT 311 LONG DESC AS RECD IN OR 603-14 TO LOT
Legal Range21W
Legal Township02S
Legal Section27
Legal SubdivisionLONG DESC AS RECD
Legal Lot Number311
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2020
Census Tract950609

Owner

311 Latrium Cir is owned and occupied by two individuals who bought it in March 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record2 Individual Names on File
Mailing Address311 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 4, 2020Warranty Deed, Transfer
BRIGHT LINE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2020 · Amount on File
Deed SaleMar 4, 2020 · Amount on File
Prior SaleJul 18, 2014
Deed Document Number20200007944
Deed Book / Page3135 / 1639
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address311 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4532
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4532

Mortgage

Document Number0033153213
DateFeb 15, 2024
Book Page3315/3213
Instrument20240005336
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 4, 2020
Property Address311 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4532
Document Number0031351639
Book / Page003135 / 001639
Instrument DateFeb 25, 2020
Instrument7944
Transaction TypeTransfer
Record UpdatedMay 20, 2020
Title CompanyBRIGHT LINE TITLE LLC

Transaction

AmountAmount on Record
Tax$2,713.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address812 HARBOUR POINT DR MIRAMAR BEACH FL 325504516, MIRAMAR BEACH, FL 32550-4516

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$590,224 Land $76,000 Building $514,224$590,224 Land $76,000 Building $514,224
2024$2,801.00 (+3.93%)
2023$2,695.00 (+1.32%) Homeowner's exemption$582,286 (+17.22%) Land $55,132 Building $527,154$582,286 (+17.22%) Land $55,132 Building $527,154
2022$2,660.00 Homeowner's exemption$496,755 Land $61,197 Building $435,558$496,755 Land $61,197 Building $435,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Latrium Cir in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Latrium Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.

Nearby Properties on Latrium Cir

Nearby Streets

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