Mineral County property record for 311 Lakeside Loop, Ridgeley, WV 26753 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,722 sqft · built 1992 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $388,000 (Nov 2025) |
| Tax Bill | $2,150 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-14D-0044.0000 |
| Primary APN | 04-14D-0044.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 742 sqft |
| Finished Basement | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,878 sqft (0.639 acres) |
| Terrain | Rolling |
| Garage Area | 624 sqft |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 311 LAKESIDE LOOP |
|---|---|
| City | RIDGELEY |
| State | WV |
| Zip | 26753-7086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 SEC 1 LAKEWOOD S-DIV .64AC-PT TIME RES |
| Legal Subdivision | LAKEWOOD S-DIV |
| Legal Lot Number | 53 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10300 |
Source: Mineral County records · APN 04-14D-0044.0000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Dec 14, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2025 · Amount on Record |
| Deed Sale | Nov 04, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2022 · Amount on Record |
| Deed Document Number | 213588 |
| Deed Book / Page | 415 / 177 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MINERAL WV |
| Recording Date | Nov 04, 2025 |
| Property Address | 311 LAKESIDE LOOP, RIDGELEY, WV 26753-7086 |
| Document Number | 000415/177 |
| Book / Page | 415 / 177 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 213588 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,134.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000213589 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 213589 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MINERAL WV |
| Recording Date | Dec 14, 2022 |
| Property Address | 311 LAKESIDE LOOP, RIDGELEY, WV 26753-7086 |
| Document Number | 0000402/71 |
| Book / Page | 402 / 71 |
| Map Reference | PB 5 PG 191 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 196597 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,618.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000196598 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 196598 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|
Source: Mineral County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,150.00 (+6.75%) | $180,120 (+6.76%) Land $24,600 Building $155,520 | $300,200 (+6.76%) Land $41,000 Building $259,200 |
| 2023 | $2,014.00 | $168,720 (-) Land $24,600 Building $144,120 | $281,200 (-) Land $41,000 Building $240,200 |
| 2022 | $2,014.00 | $168,720 Land $24,600 Building $144,120 | $281,200 Land $41,000 Building $240,200 |
Source: FEMA National Flood Hazard Layer, Mineral County (54057C), updated March 19, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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