311 James Pl, Clayton, NC 27520 Property Records

Johnston County property record for 311 James Pl, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1996
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Dec 2020)
Tax Bill	$1,908 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06F03032K`

Property Details

APN / Parcel Number

Primary APN	`06F03032K`
Alternative APN	`2000234475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,306 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000234475
Street Address	311 JAMES PL
City	CLAYTON
State	NC
Zip	27520-7785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 40 SOUTH LANDING PH 3 47/84
Legal Subdivision	SOUTH LANDING SUBDIVISION
Legal Phase	3
Legal Lot Number	40
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2001
Census Tract	41107

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 JAMES PL, CLAYTON, NC 27520-7785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 14, 2020	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	2020722793
Deed Book / Page	5783 / 40
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Apr 30, 2026
Property Address	311 JAMES PL, CLAYTON, NC 27520-7785
Document Number	0000013637
Book / Page	7101 / 477
Instrument Date	Apr 17, 2026
Instrument	202613637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 JAMES PL, CLAYTON, NC 27520-7785

Mortgage

Document Number	0000013637,
Date	Apr 30, 2026
Book Page	7101/477
Instrument	202613637

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2046

Interest

Rate	6.22%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	311 JAMES PL, CLAYTON, NC 27520-7785
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001689
Date	Jan 22, 2024
Book Page	6605/729
Instrument	2024001689

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 14, 2020
Property Address	311 JAMES PL, CLAYTON, NC 27520-7785
Document Number	0000722793
Book / Page	5783 / 40
Map Reference	MB 45 PG 145
Instrument Date	Dec 14, 2020
Instrument	2020722793
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 JAMES PL, CLAYTON, NC 27520-7785

Mortgage

Document Number	0000722794
Date	Dec 14, 2020
Instrument	2020722794

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,908.00 (-1.6%)	$305,370 (-) Land $93,560 Building $211,810	$305,370 (-) Land $93,560 Building $211,810
2025	$1,939.00 (+36.07%)	$305,370 (+67.57%) Land $93,560 Building $211,810	$305,370 (+67.57%) Land $93,560 Building $211,810
2023	$1,425.00	$182,230 Land $74,840 Building $107,390	$182,230 Land $74,840 Building $107,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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