311 Jack Francis Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 311 Jack Francis Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 1998
Lot Size	2.13 acres (93,001 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2008)
Tax Bill	$1,140 (2026)
Deeds & Mortgages	Jun 2022 Transfer Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`50537`

Property Details

APN / Parcel Number

Primary APN	`50537`
Alternative APNs	`1249810` `1348305`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	93,001 sqft (2.13 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	128 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1348305
Street Address	311 JACK FRANCIS RD
City	SHELBY
State	NC
Zip	28152-0732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	REV #3 PB20-159 CARO CROS LIFE ESTATE
Legal Subdivision	CAROLINA CROSSING
Legal Block	1
Legal Lot Number	134
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1037
Census Tract	951601

Owner

311 Jack Francis Rd is owned and occupied by two individuals who acquired it in March 2025.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	311 JACK FRANCIS RD, SHELBY, NC 28152-0732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Intrafamily Transfer, Transfer
Sep 28, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2008 · Amount on File
Deed Sale	Feb 28, 2008 · Amount on File
Prior Sale	Sep 27, 2007 · Amount on File
Deed Book / Page	1545 / 1759
Last Transfer Date	Mar 17, 2025
Transfer Doc	0200111592
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jun 8, 2022
Property Address	311 JACK FRANCIS RD, SHELBY, NC 28152-0732
Document Number	0018742821
Book / Page	1874 / 2821
Map Reference	MB 20 PG 159
Instrument Date	Jun 8, 2022
Instrument	200074028
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 JACK FRANCIS RD, SHELBY, NC 28152-0732

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	311 JACK FRANCIS RD, SHELBY, NC 28152-0732
Document Number	0018261923
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 JACK FRANCIS RD SHELBY NC 281520732, SHELBY, NC 28152-0732

Mortgage

Document Number	0018261923
Date	Nov 18, 2020
Book Page	001826/001923
Instrument	47010

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 311 Jack Francis Rd was $1,140, up 7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,140.00 (+7.04%)	$167,761 (-) Land $41,005 Building $126,756	$167,761 (-) Land $41,005 Building $126,756
2025	$1,065.00	$167,761 Land $41,005 Building $126,756	$167,761 Land $41,005 Building $126,756
2023		$88,751 Land $37,891 Building $50,860	$88,751 Land $37,891 Building $50,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Jack Francis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Jack Francis Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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