311 Gilbert St, Kilmarnock, VA 22482 Property Records

Lancaster County property record for 311 Gilbert St, Kilmarnock, VA 22482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,909 sqft · built 1990
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Apr 2018)
Tax Bill	$18 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23A 28 C 2`

Property Details

APN / Parcel Number

Primary APN	`23A 28 C 2`
Alternative APN	`5722`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area
Gross Area	4,033 sqft
1st Floor Area	3,407 sqft
Basement Area	1,909 sqft
Finished Basement	1,909 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	25 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5722
Street Address	311 GILBERT ST
City	KILMARNOCK
State	VA
Zip	22482-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROLLING HILLS .379 AC LR18/723
Legal Subdivision	ROLLING HILLS
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	2
Census Block	2005
Census Tract	30200

Owner

311 Gilbert St is owned and occupied by an individual who bought it in April 2018.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	311 GILBERT ST, KILMARNOCK, VA 22482-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Deed Document Number	2018723
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	311 GILBERT ST, KILMARNOCK, VA 22482-9526
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000835
Date	May 4, 2020
Instrument	200000835

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.63%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 19, 2018
Property Address	311 GILBERT ST, KILMARNOCK, VA 22482-9526
Document Number	180000723
Instrument Date	Apr 17, 2018
Instrument	180000723
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	RIPLEY COASTAL CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 GILBERT ST, KILMARNOCK, VA 22482-9526

Mortgage

Document Number	180000724
Date	Apr 19, 2018
Instrument	180000724

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 311 Gilbert St was $18.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Kilmarnock Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18.00	$337,900 Land $22,500 Building $315,400	$337,900 Land $22,500 Building $315,400
2023	$1,379.00	$218,900 Land $22,500 Building $196,400	$218,900 Land $22,500 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Gilbert St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Gilbert St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILMARNOCK serves 1,500 people · EPA ID VA4103600
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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