311 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 311 Garnett Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,000 sqft · built 1964
Lot Size0.305 acres (13,275 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Aug 2023)
Tax Bill$2,185 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-122193

Property Details

APN / Parcel Number

Primary APN01-122193
Alternative APNs
  • 1122193
  • 122193

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,000 sqft Total Area
Basement Area524 sqft
Finished Basement524 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Foyer
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area13,275 sqft (0.305 acres)
Lot Dimensions177 ft deep x 75 ft wide
Garage TypeBasement
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number122193
Street Address311 GARNETT RD
CityJOPPA
StateMD
Zip21085-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 6 75/75X177 311 GARNETT RD JOPPATOWNE S3 PT 14/79
Legal SubdivisionJOPPATOWNE
Legal Block38
Legal Lot Number6,311
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2018
Census Tract301401

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address311 GARNETT RD, JOPPA, MD 21085-4206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 22, 2023
Property Address311 GARNETT RD, JOPPA, MD 21085-4206
Document Number0160110002
Book / Page16011 / 2
Map ReferenceMB GRG NO 41 FO 79
Instrument DateAug 7, 2023
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyJUNCTION TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 GARNETT RD, JOPPA, MD 21085-4206

Mortgage

Document Number0160110011
DateAug 22, 2023
Book Page16011/11
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,167 (+39.56%)$303,500 (+51.37%) Land $69,700 Building $233,800
2025$2,185.00 (+31.94%)
2023$192,867$200,500 Land $69,700 Building $130,800
2022$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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