Lorain County property record for 311 Florida Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,232 sqft · built 1900 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Oct 2006) |
| Tax Bill | $1,581 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-106-019 |
| Primary APN | 02-01-003-106-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 756 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 240 sqft |
| Patio Area | 210 sqft |
| Canopy | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 311 FLORIDA AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWLER TR 52 X 150 |
| Legal Subdivision | LAWLER TR |
| Legal Tract | 01 |
| Legal Block | 106 |
| Legal Lot Number | 45 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 22200 |
311 Florida Ave is owned and occupied by an individual who acquired it in March 2014.
Source: Lorain County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 FLORIDA AVE, LORAIN, OH 44052-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 3, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2006 · Amount on File |
| Deed Sale | Oct 17, 2006 · Amount on File |
| Prior Sale | Aug 7, 2006 · Amount on File |
| Deed Document Number | 2006171141 |
| Last Transfer Date | Mar 20, 2014 |
| Transfer Doc | 20140508964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 1, 2026 |
| Property Address | 311 FLORIDA AVE, LORAIN, OH 44052-2146 |
| Document Number | 0000113814 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026113814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 311 FLORIDA AVE, LORAIN, OH 44052-2146 |
| Document Number | 0000113814, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 2026113814 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 311 FLORIDA AVE, LORAIN, OH 44052-2146 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 311 FLORIDA AVE, LORAIN, OH 44052-2146 |
| Document Number | 0000058422 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 2025-0058422 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 311 Florida Ave was $1,581 with a homeowner's exemption, down 7.3% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,581.00 (-7.27%) Homeowner's exemption | $41,360 (+0.01%) Land $5,360 Building $36,000 | $118,160 (-) Land $15,300 Building $102,860 |
| 2024 | $1,705.00 (+23.73%) | $41,356 (+54.53%) Land $5,355 Building $36,001 | $118,160 (+54.54%) Land $15,300 Building $102,860 |
| 2023 | $1,378.00 (+0.88%) | $26,762 (+0.01%) Land $5,303 Building $21,459 | $76,460 Land $15,150 Building $61,310 |
| 2022 | $1,366.00 | $26,760 Land $5,300 Building $21,460 | |
| 2021 | $76,460 Land $15,150 Building $61,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 311 Florida Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 311 Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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