311 Eden St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 311 Eden St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 1997
Lot Size	0.151 acres (6,592 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Sep 1997)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`790-53-063`

Property Details

APN / Parcel Number

Primary APN	`790-53-063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	966 sqft
2nd Floor Area	1,010 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,592 sqft (0.151 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	311 EDEN ST
City	GILROY
State	CA
Zip	95020-7265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8885 BOOK 683 PAGE 35 PAGE 36 LOT 62
Legal Subdivision	8885 PARK COMMONS PH VI
Legal Tract	8885
Legal Lot Number	62
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512514

Owner

Source: Santa Clara County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	311 EDEN ST, GILROY, CA 95020-7265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH CENTRAL CU
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CENTRAL CU
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CENTRAL CU
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 1997 · Amount on Record
Deed Sale	Sep 30, 1997 · Amount on Record
Deed Document Number	199713881049
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	311 EDEN ST, GILROY, CA 95020-7265
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 EDEN ST, GILROY, CA 95020-7265

Mortgage

Document Number	0025924095
Date	Dec 29, 2025
Instrument	25924095

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	311 EDEN ST, GILROY, CA 95020-7265
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025906495
Date	Nov 19, 2025
Instrument	25906495

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	PO BOX 641690, SAN JOSE, CA 95164

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	311 EDEN ST, GILROY, CA 95020-7265
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025577260
Date	Dec 20, 2023
Instrument	25577260

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	311 EDEN ST, GILROY, CA 95020-7265
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 EDEN ST, GILROY, CA 95020-7265

Mortgage

Document Number	0025577260
Date	Dec 20, 2023
Instrument	25577260

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	64169

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	311 EDEN ST, GILROY, CA 95020-7265
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 EDEN ST, GILROY, CA 95020-7265

Mortgage

Document Number	0025288767
Date	Apr 22, 2022
Instrument	25288767

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,284 (+2%) Land $124,575 Building $340,709
2025	$5,614.00 (+2.26%) Homeowner's exemption	$456,162 (+4.04%) Land $122,133 Building $334,029
2023	$5,490.00 (+1.7%) Homeowner's exemption	$438,451 Land $117,392 Building $321,059
2022	$5,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: California Internet, Frontier, Verizon.

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