311 E Midvale Ave, Chattanooga, TN 37415 Property Records

Hamilton County property record for 311 E Midvale Ave, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,984 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Jun 2024)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126D D 018.01`

Property Details

APN / Parcel Number

Primary APN	`126D D 018.01`
Alternative APN	`0000384518`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,984 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000384518
Street Address	311 E MIDVALE AVE
City	CHATTANOOGA
State	TN
Zip	37415-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 70B MIDVALE PARK SUB PB 108 PG 62 OUT OF 126D D 018 FOR 2017
Legal Subdivision	MIDVALE PARK SUB
Legal Lot Number	70B
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3023
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	311 E MIDVALE AVE, CHATTANOOGA, TN 37415-6620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 28, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK
Nov 29, 2017	Warranty Deed, Transfer · Line of Credit SOUTHERN COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	0013613951
Deed Book / Page	13613 / 951
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 6, 2024
Property Address	311 E MIDVALE AVE, CHATTANOOGA, TN 37415-6620
Document Number	0000000111
Book / Page	13613 / 951
Map Reference	MB 108 PG 62
Instrument Date	Jun 6, 2024
Instrument	2024060600111
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,053.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E MIDVALE AVE, CHATTANOOGA, TN 37415-6620

Mortgage

Document Number	0000000112
Date	Jun 6, 2024
Instrument	2024060600112

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	311 E MIDVALE AVE, CHATTANOOGA, TN 37415-6620
Document Number	0527000197
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 E MIDVALE AVE CHATTANOOGA TN 374156620, CHATTANOOGA, TN 37415-6620

Mortgage

Document Number	0527000197
Date	May 27, 2020
Book Page	012014/000235
Instrument	200527000197

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 28, 2019
Property Address	311 E MIDVALE AVE, CHATTANOOGA, TN 37415-6620
Document Number	0128000025
Book / Page	011551 / 000633
Instrument Date	Jan 25, 2019
Instrument	190128000025
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2019
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	311 E MIDVALE AVE CHATTANOOGA TN 37415, CHATTANOOGA, TN 37415

Mortgage

Document Number	128000026
Date	Jan 28, 2019
Book Page	011551/000635
Instrument	190128000026

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 29, 2017
Property Address	311 E MIDVALE AVE, CHATTANOOGA, TN 37415-6620
Document Number	0000000131
Book / Page	11214 / 830
Map Reference	MB108 PG62
Instrument Date	Nov 28, 2017
Instrument	2017112900131
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 HAMM RD, CHATTANOOGA, TN 37405-4418

Mortgage

Document Number	0000000132
Date	Nov 29, 2017
Instrument	2017112900132

Lender

Name	SOUTHERN COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,571.00 (-19.64%)	$103,700 (+18.62%)	$414,800 (+18.62%) Land $70,000 Building $344,800
2024	$1,955.00 (-43.9%)	$87,425 (-)	$349,700 (-) Land $40,000 Building $309,700
2023	$3,485.00 (+17.86%)	$87,425 (-)	$349,700 (-) Land $40,000 Building $309,700
2022	$2,957.00	$87,425	$349,700 Land $40,000 Building $309,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1978–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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