311 E Elk St, Henderson, TX 75654 Property Records

Rusk County property record for 311 E Elk St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,767 sqft · built 1968
Lot Size	0.555 acres (24,158 sqft)
Owner	Individual Name on File
Tax Bill	$398 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01220-00640-00010-000000`

Property Details

APN / Parcel Number

Primary APN	`01220-00640-00010-000000`
Alternative APN	`43570`

Interior

Stories	1 Story
Building Area	1,767 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	24,158 sqft (0.555 acres)
Lot Dimensions	257 ft deep x 94 ft wide
Garage Area	288 sqft

Location & Zoning

Account Number	01220-00640-00010-000000
Street Address	311 E ELK ST
City	HENDERSON
State	TX
Zip	75654-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH PART LT 7 BLK 108 JAMES SMITH SUR
Legal Subdivision	JAMES SMITH SURVEY A 709
Legal Block	108
Legal Lot Number	7
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2009
Census Tract	950900

Owner

Source: Rusk County records · APN 01220-00640-00010-000000

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	311 E ELK ST, HENDERSON, TX 75654-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 11, 2011
Transfer Doc	3081/235
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	311 E ELK ST, HENDERSON, TX 75654-3213
Transaction Type	Mortgage
Record Updated	Aug 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E ELK ST, HENDERSON, TX 75654-3213

Mortgage

Document Number	003929/828
Date	Jul 06, 2023
Book Page	3929/828
Instrument	243163

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2038

Tax Assessment & Valuation

Source: Rusk County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00 (-32.08%) Homeowner's exemption	$152,730 (+18.78%) Land $18,000 Building $134,730	$152,730 (+18.78%) Land $18,000 Building $134,730
2023		$128,580 Land $5,550 Building $123,030	$128,580 Land $5,550 Building $123,030
2022	$586.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cable One Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 228 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSON serves 14,666 people
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.