311 E Colby St, Whitehall, MI 49461 Property Records

Muskegon County property record for 311 E Colby St, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,218 sqft · built 1908
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2025)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-22-220-014-0001-10`

Property Details

APN / Parcel Number

Primary APN	`61-22-220-014-0001-10`
Alternative APN	`22220014000110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,218 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	625 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	311 E COLBY ST
City	WHITEHALL
State	MI
Zip	49461-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1 RE
Legal Description	W-0327 CITY OF WHITEHALL E 1/2 OF LOTS 1 & 2 BLK 14
Legal Subdivision	CITY OF WHITEHALL
Legal Block	14
Legal Lot Number	1-2
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1029
Census Tract	3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 E COLBY ST, WHITEHALL, MI 49461-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Dec 12, 2025	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Nov 20, 2023	Land Contract, Transfer
Dec 3, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Dec 12, 2025 · Amount on Record
Deed Document Number	20255869382
Deed Book / Page	4403 / 854
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 12, 2025
Property Address	311 E COLBY ST, WHITEHALL, MI 49461-1012
Document Number	004403/854
Book / Page	4403 / 854
Map Reference	LB 1 PG 7
Instrument Date	Oct 27, 2025
Instrument	5869382
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 E COLBY ST, WHITEHALL, MI 49461-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E COLBY ST, WHITEHALL, MI 49461-1012

Mortgage

Document Number	0004403855
Date	Dec 12, 2025
Instrument	4403/855

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 12, 2025
Property Address	311 E COLBY ST, WHITEHALL, MI 49461-1012
Document Number	004403/853
Book / Page	4403 / 853
Map Reference	LB 1 PG 7
Instrument Date	Oct 27, 2025
Instrument	5869381
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 E COLBY ST, WHITEHALL, MI 49461-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E COLBY ST, WHITEHALL, MI 49461-1012

November 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MUSKEGON MI
Recording Date	Nov 20, 2023
Property Address	311 E COLBY ST, WHITEHALL, MI 49461-1012
Document Number	004343/352
Book / Page	4343 / 352
Instrument Date	Jul 7, 2023
Instrument	5808934
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 E COLBY ST, WHITEHALL, MI 49461-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 CUMMINGS AVE NW, GRAND RAPIDS, MI 49534-7904

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 3, 2020
Property Address	311 E COLBY ST, WHITEHALL, MI 49461-1012
Document Number	0005706789
Book / Page	004241 / 000108
Instrument Date	Nov 30, 2020
Instrument	5706789
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SILVER CREEK RD WHITEHALL MI 494619558, WHITEHALL, MI 49461-9558

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	Whitehall City
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,900 (+35.2%)	$265,800 (+35.2%)
2025	$4,138.00 (-17.34%) Homeowner's exemption	$98,300 (-)	$196,600 (-)
2024	$5,006.00 (-2.46%)
2023		$98,300	$196,600
2022	$5,132.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHALL serves 2,902 people · EPA ID MI0007100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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