311 Central Ave, Cincinnati, OH 45202 Property Records

Hamilton County property record for 311 Central Ave, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,403 sqft · built 1906
Lot Size	0.165 acres (7,187 sqft)
Owner	Company Name on Record
Last Sale	$151,600 (Aug 2023)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	May 2024 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-0014-0269-00`

Property Details

APN / Parcel Number

Primary APN	`641-0014-0269-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,403 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,124 sqft
2nd Floor Area	877 sqft
Attic	Attic
Attic Area	402 sqft
Basement Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	307 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	311 CENTRAL AVE
City	CINCINNATI
State	OH
Zip	45202-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	311 CENTRAL 50 X 145 LOT 17 CONKLINS SUB
Legal Subdivision	CONKLINS SUB
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2029
Census Tract	27400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2017 SOAPSTONE DR, HERNDON, VA 20191-1329
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Aug 10, 2023	Warranty Deed, Transfer · Commercial Mortgage WILDCAT LENDING FUND TWO LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Mar 17, 2003 · Amount on Record
Deed Document Number	202356357
Deed Book / Page	14976 / 1812
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	0000000145
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	311 CENTRAL AVE, LOCKLAND, OH 45215-4634
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 NOUVELLE DR, STALLINGS, NC 28104-0058

Mortgage

Document Number	0000033699
Date	May 20, 2024
Book Page	15170/1151
Instrument	2024-0033699

Lender

Name	CF BANK
Type	Bank
Address	WESTERVILLE, OH 43081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	9%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	7%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	4
Max Rate	14%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 10, 2023
Property Address	311 CENTRAL AVE, LOCKLAND, OH 45215-4634
Document Number	0000056357
Book / Page	14976 / 1812
Map Reference	MB 3 PG 162
Instrument Date	Aug 7, 2023
Instrument	2023-0056357
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	PROMINENCE TITLE, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 SOAPSTONE DR, RESTON, VA 20191-1329

Mortgage

Document Number	0000056358
Date	Aug 10, 2023
Instrument	2023-0056358

Lender

Name	WILDCAT LENDING FUND TWO LP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 4, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,796.00 (-1.91%)	$31,854 (-) Land $3,724 Building $28,130	$91,010 (-) Land $10,640 Building $80,370
2024	$1,831.00 (+0.94%)	$31,854 (-) Land $3,724 Building $28,130
2023	$1,814.00 (-0.11%)	$31,854 (+24.43%) Land $3,724 Building $28,130	$91,010 (+24.43%) Land $10,640 Building $80,370
2022	$1,816.00	$25,599 Land $3,276 Building $22,323
2020			$73,140 Land $9,360 Building $63,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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