311 4th St, Collins, IA 50055 Property Records

Story County property record for 311 4th St, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,624 sqft · built 1976
Lot Size	0.357 acres (15,540 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Feb 2025)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-115-145`

Property Details

APN / Parcel Number

Primary APN	`16-21-115-145`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Finished Basement	1,325 sqft
Unfinished Basement	961 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,540 sqft (0.357 acres)
Lot Dimensions	150 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Deck Area	40 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	311 4TH ST
City	COLLINS
State	IA
Zip	50055-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAULKINS 1ST ADD LOT:10 COLLINS
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	CAULKINS 1ST ADD
Legal Lot Number	10
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2114
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	311 4TH ST, COLLINS, IA 50055-7714
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Nov 14, 2025	Warranty Deed, Transfer
Nov 18, 2025	Warranty Deed, Transfer
Feb 4, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Feb 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Dec 18, 2021 · Amount on Record
Deed Document Number	2025787
Prior Transfer Date	Mar 10, 2014
Prior Transfer Doc	0000001692
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	311 4TH ST, COLLINS, IA 50055-7714
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 4TH ST, COLLINS, IA 50055-7714

Mortgage

Document Number	0202601033
Date	Feb 9, 2026
Instrument	2026-01033

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 14, 2025
Property Address	311 4TH ST, COLLINS, IA 50055-7714
Document Number	0202509700
Instrument Date	Nov 14, 2025
Instrument	2025-09700
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 18, 2025
Property Address	311 4TH ST, COLLINS, IA 50055-7714
Document Number	0202509781
Instrument Date	Nov 14, 2025
Instrument	2025-09781
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 4TH ST, COLLINS, IA 50055-7714

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 4, 2025
Property Address	311 4TH ST, COLLINS, IA 50055-7714
Document Number	0202500787
Instrument Date	Jan 23, 2025
Instrument	2025-00787
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 4TH ST, COLLINS, IA 50055-7714

Mortgage

Document Number	0202500788
Date	Feb 4, 2025
Instrument	2025-00788

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 18, 2021
Property Address	311 4TH ST, COLLINS, IA 50055-7714
Document Number	0202102108
Instrument Date	Feb 18, 2021
Instrument	2021-02108
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Tax	$247.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	311 4TH ST, COLLINS, IA 50055-7714

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,846.00 (+3.67%)	$257,500 (+22.91%) Land $20,900 Building $236,600	$257,500 (+22.91%) Land $20,900 Building $236,600
2024	$3,710.00 (+3.98%)
2023		$209,500 Land $18,300 Building $191,200	$209,500 Land $18,300 Building $191,200
2022	$3,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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