311 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 311 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1949
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Mar 2020)
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320042401010000`

Property Details

APN / Parcel Number

Primary APN	`320042401010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Basement Area	888 sqft
Unfinished Basement	888 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	311 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 75' LOTS 1 & 2 BLK 24 BALDWINS ADDN
Legal Subdivision	BALDWINS ADDN
Legal Block	24
Legal Lot Number	1 & 2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1033
Census Tract	960100

Owner

311 3rd Ave W is owned and occupied by an individual who bought it in March 2020.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	311 3RD AVE W, CRESCO, IA 52136-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Mar 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Mar 2, 2011 · Amount on File
Deed Document Number	2020329
Deed Book / Page	2020 / 329
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	311 3RD AVE W, CRESCO, IA 52136-1213
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1171
Date	Jul 20, 2022
Book Page	2022/1171
Instrument	2022 1171

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Mar 6, 2020
Property Address	311 3RD AVE W, CRESCO, IA 52136-1213
Document Number	002020/329
Book / Page	2020 / 329
Instrument Date	Feb 24, 2020
Instrument	329
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 3RD AVE W, CRESCO, IA 52136-1213

Mortgage

Document Number	0000000330
Date	Mar 6, 2020
Instrument	330

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	002020/329
Date	Mar 6, 2020
Book Page	2020/329
Instrument	329

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 311 3rd Ave W was $1,500.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00	$88,440 (-) Land $9,560 Building $78,880	$88,440 (-) Land $9,560 Building $78,880
2025	$1,500.00 (+2.32%)	$88,440 Land $9,560 Building $78,880	$88,440 Land $9,560 Building $78,880
2024	$1,466.00
2023		$79,580 (+18.23%) Land $9,560 Building $70,020	$79,580 Land $9,560 Building $70,020
2022	$1,444.00	$67,310 Land $9,560 Building $57,750
2021			$67,310 Land $9,560 Building $57,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 3rd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 311 3rd Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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