311 2nd St S, Wesley, IA 50483 Property Records

Kossuth County property record for 311 2nd St S, Wesley, IA 50483

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,656 sqft · built 1900
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (May 2026)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-35-478-008`

Property Details

APN / Parcel Number

Primary APN	`20-35-478-008`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
Basement Area	468 sqft
Unfinished Basement	876 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	311 2ND ST S
City	WESLEY
State	IA
Zip	50483-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13-14-15 BLK 2 WAY & BARRETTS
Legal Subdivision	WAY & BARRETTS COLLEGE ADD
Legal Block	2
Legal Lot Number	13-15
Jurisdiction	KOSSUTH IA
Township / Civil Division	WESLEY
Census Block Group	2
Census Block	2136
Census Tract	950200

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 285, ALGONA, IA 50511-0285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Deed Document Number	20261184
Deed Book / Page	2026 / 1184
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	May 7, 2026
Property Address	311 2ND ST S, WESLEY, IA 50483-7126
Document Number	02026/1184
Book / Page	2026 / 1184
Instrument Date	Apr 15, 2026
Instrument	20261184
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,250.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001185,
Date	May 7, 2026
Instrument	20261185

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	May 7, 2026
Property Address	311 2ND ST S, WESLEY, IA 50483-7126
Document Number	0000001184
Book / Page	2026 / 1184
Instrument Date	Apr 15, 2026
Instrument	20261184
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,250.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001185,
Date	May 7, 2026
Instrument	20261185

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	311 2ND ST S, WESLEY, IA 50483-7126
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2624
Date	Aug 24, 2021
Book Page	2021/2624
Instrument	2021 2624

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Municipality	Wesley City
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (+3.75%) Homeowner's exemption	$117,527 (+10.98%) Land $8,280 Building $109,247
2024	$1,492.00 (+36.13%)
2023		$105,899 Land $8,280 Building $97,619	$105,899 (-9.89%) Land $8,280 Building $97,619
2021	$1,096.00		$117,527 Land $8,280 Building $109,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESLEY WATER SUPPLY serves 390 people · EPA ID IA5592098
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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