311 2nd Ave SW, Cascade, IA 52033 Property Records

Dubuque County property record for 311 2nd Ave SW, Cascade, IA 52033

Property Summary

Property Type	Office Building
Details	912 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jan 2008)
Tax Bill	$848 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-490-004`

Property Details

APN / Parcel Number

Primary APN	`18-36-490-004`

Interior

Stories	1 Story
Building Area	912 sqft Gross Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	311 2ND AVE SW
City	CASCADE
State	IA
Zip	52033-7763
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	CO
Legal Description	LOT 5 BLOCK 5 WEST CASCADE (ORIG TOWN);
Legal Range	02W
Legal Township	87N
Legal Section	36
Legal Subdivision	WEST CASCADE
Legal Block	5
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1046
Census Tract	10300

Owner

Source: Dubuque County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 617, MONTICELLO, IA 52310-0617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2008 · Amount on Record
Deed Sale	Jan 21, 2008 · Amount on Record
Deed Document Number	2008900
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000011918
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	311 2ND AVE SW, CASCADE, IA 52033-7763
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 W 1ST ST, MONTICELLO, IA 52310-1306

Mortgage

Document Number	0000013668
Date	Dec 17, 2025
Instrument	2025-00013668

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	117 W 1ST ST, MONTICELLO, IA 52310

Agreement

Type	Construction Mortgage

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 4, 2025
Property Address	311 2ND AVE SW, CASCADE, IA 52033-7763
Document Number	0000011918
Instrument Date	Oct 14, 2025
Instrument	2025-00011918
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 617, MONTICELLO, IA 52310-0617

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	311 2ND AVE SW, CASCADE, IA 52033-7763
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 617, MONTICELLO, IA 52310-0617

Mortgage

Document Number	0000000038
Date	Jan 4, 2021
Instrument	2021-00000038

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	MONTICELLO, IA 52310

Agreement

Type	Construction Mortgage

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00	$72,800 (+21.74%) Land $11,100 Building $61,700	$72,800 (+21.74%) Land $11,100 Building $61,700
2024	$848.00 (+22.19%)
2023		$59,800 (+36.31%) Land $11,100 Building $48,700	$59,800 (+36.31%) Land $11,100 Building $48,700
2022	$694.00	$43,870 Land $10,080 Building $33,790
2021			$43,870 Land $10,080 Building $33,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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