311 14th St S, Moorhead, MN 56560 Property Records

Clay County property record for 311 14th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,583 sqft)
Owner	Individual Name on Record
Last Sale	$81,500 (Jun 2017)
Tax Bill	$152 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`58.847.0960`

Property Details

APN / Parcel Number

Primary APN	`58.847.0960`

Exterior

Lot Area	4,583 sqft (0.11 acres)

Location & Zoning

Street Address	311 14TH ST S
City	MOORHEAD
State	MN
Zip	56560-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD SUBDIVISIONCD 58847 S 50 1/2' OF LOTS 1 & 2 11 WHITE'S 1ST ADD. & LOT 34 BL. 11 DUDREY' SUB.
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	11
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2063
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 14TH ST S, MOORHEAD, MN 56560-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 5, 2017	Grant Deed, Transfer · VA Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	2017769166
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	Apr 30, 2026
Property Address	311 14TH ST S, MOORHEAD, MN 56560-2955
Document Number	0000864127
Instrument Date	Apr 25, 2026
Instrument	2026864127
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 14TH ST S, MOORHEAD, MN 56560-2955

Mortgage

Document Number	0000864127,
Date	Apr 30, 2026
Instrument	2026864127

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	311 14TH ST S, MOORHEAD, MN 56560-2955
Document Number	0000799796
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 14TH ST S MOORHEAD MN 565602955, MOORHEAD, MN 56560-2955

Mortgage

Document Number	0000799796
Date	Apr 15, 2020
Instrument	799796

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Jun 5, 2017
Property Address	311 14TH ST S, MOORHEAD, MN 56560-2955
Document Number	0000769166
Instrument Date	May 22, 2017
Instrument	769166
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	INTERNATIONAL TITLE AND ESCROW, TITLE CO/FARGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268.95
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 14TH ST S MOORHEAD MN 565602955, MOORHEAD, MN 56560-2955

Mortgage

Document Number	769167
Date	Jun 5, 2017
Instrument	769167

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58103

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Mortgage

Document Number	769168,
Date	Jun 5, 2017
Instrument	769168

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$152.00 (-1.3%) Homeowner's exemption	$118,700 (+6.74%) Land $25,200 Building $93,500	$118,700 (+6.74%) Land $25,200 Building $93,500
2025		$111,200 (+10.32%) Land $23,100 Building $88,100	$111,200 (+10.32%) Land $23,100 Building $88,100
2023	$154.00 Homeowner's exemption	$100,800 Land $21,600 Building $79,200	$100,800 Land $21,600 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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