31095 451st Ave, Gayville, SD 57031 Property Records

Yankton County property record for 31095 451st Ave, Gayville, SD 57031

Property Summary

Property Type	Convenience Store
Details	5,211 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Dec 2020)
Tax Bill	$6,451 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`01.012.300.230`

Property Details

APN / Parcel Number

Primary APN	`01.012.300.230`

Interior

Stories	1 Story
Building Area	5,211 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	31095 451ST AVE
City	GAYVILLE
State	SD
Zip	57031-6538
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Legal Description	TRACT 1 JEPSENS ADDN
Legal Range	54
Legal Township	93
Legal Section	12
Legal Subdivision	JEPSENS ADDN
Legal Tract	1
Jurisdiction	YANKTON SD
Township / Civil Division	GAYVILLE
Census Block Group	5
Census Block	5058
Census Tract	966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 59, YANKTON, SD 57078-0059
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage CORTRUST BANK NA
Dec 28, 2020	Warranty Deed, Transfer · Line of Credit CORTRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Deed Book / Page	555 / 450
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	31095 451ST AVE, GAYVILLE, SD 57031-6538
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581/562
Date	Dec 23, 2025
Book Page	581/562

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	110 CEDAR ST, YANKTON, SD 57078

Agreement

Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Dec 28, 2020
Property Address	31095 451ST AVE, GAYVILLE, SD 57031-6538
Document Number	000555/450
Book / Page	555 / 450
Map Reference	MB S18 PG 104
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	YANKTON TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 201, GAYVILLE, SD 57031-0201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 59, YANKTON, SD 57078-0059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000555451
Date	Dec 28, 2020
Instrument	555/451

Lender

Name	CORTRUST BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	000555/562
Date	Jan 4, 2021
Book Page	555/562

Lender

Name	AREAWIDE BUSINESS COUNCIL INC
Type	Non-Lending Institution
Address	YANKTON, SD 57078

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Gayville Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,600 (+9.28%) Land $32,700 Building $455,900	$488,600 Land $32,700 Building $455,900
2025	$6,451.00 (-11.8%)
2023		$447,100 Land $32,700 Building $414,400
2022	$7,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAYVILLE serves 392 people · EPA ID SD4600140
Water Source	Purchased groundwater from CLAY RURAL WATER SYSTEM
Last State Inspection	Dec 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20

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