Kane County property record for 3109 Valley Falls St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,694 sqft · built 2007 |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Nov 2014) |
| Tax Bill | $7,228 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-464-050 |
| Primary APN | 06-18-464-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,541 sqft |
| Basement Area | 847 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Cooling System | HVAC |
|---|
| Street Address | 3109 VALLEY FALLS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE CONDO ASSOCIATION - 13TH AMENDMENT UNIT 22-3109-114 |
| Legal Subdivision | PROVIDENCE CONDO |
| Legal Block | 2 |
| Legal Lot Number | 1-12 |
| Legal Unit | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 851911 |
3109 Valley Falls St is owned and occupied by an individual who bought it in November 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 VALLEY FALLS ST, ELGIN, IL 60124-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on File |
| Deed Sale | Nov 25, 2014 · Amount on File |
| Prior Sale | Apr 18, 2014 |
| Deed Document Number | 201459745 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3109 Valley Falls St was $7,228 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,228.00 Homeowner's exemption | $100,295 (+8.57%) Land $32,381 Building $67,914 | $301,005 (+8.57%) Land $97,182 Building $203,824 |
| 2024 | $92,378 Land $29,825 Building $62,553 | $277,245 Land $89,511 Building $187,734 | |
| 2022 | $6,715.00 (+3.64%) Homeowner's exemption | $76,098 (+6.96%) Land $24,569 Building $51,529 | $228,294 (+6.96%) Land $73,707 Building $154,587 |
| 2021 | $6,479.00 Homeowner's exemption | $71,146 Land $22,970 Building $48,176 | $213,438 Land $68,910 Building $144,528 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3109 Valley Falls St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 Valley Falls St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, Verizon.
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