3109 SE 23rd Ter, Ocala, FL 34471 Property Records

Marion County property record for 3109 SE 23rd Ter, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,252 sqft · built 2001
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Owner Names on File
Last Sale	$249,900 (Dec 2003)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29862-004-03`

Property Details

APN / Parcel Number

Primary APN	`29862-004-03`
Alternative APN	`3037561000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,252 sqft Living Area
1st Floor Area	2,252 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	131 ft deep x 102 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	925 sqft
Porch	Open Porch
Porch Area	386 sqft
Deck Area	533 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3037561000
Old Parcel Number	2986200403
Street Address	3109 SE 23RD TER
City	OCALA
State	FL
Zip	34471-0720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 15 RGE 22 PLAT BOOK 5 PAGE 36 HUNTERS RIDGE BLK D LOT 3
Legal Range	22E
Legal Township	15S
Legal Section	28
Legal Subdivision	HUNTERS RDG
Legal Block	D
Legal Lot Number	3
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	4
Census Block	4002
Census Tract	2304

Owner

The current owner of 3109 SE 23rd Ter bought it in December 2003.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Owner Names on File
Mailing Address	3109 SE 23RD TER, OCALA, FL 34471-0720
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2003 · Amount on File
Deed Sale	Dec 23, 2003 · Amount on File
Prior Sale	May 17, 2001 · Amount on File
Deed Document Number	2003-168893
Deed Book / Page	3604 / 1886
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3109 SE 23RD TER, OCALA, FL 34471-0720
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SE 23RD TER, OCALA, FL 34471-0720

Mortgage

Document Number	0074080914
Date	Mar 16, 2021
Book Page	7408/914
Instrument	2021033360

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Apr 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3109 SE 23rd Ter was $3,222 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00 Homeowner's exemption	$208,031 Land $50,000 Building $158,031	$332,039 Land $50,000 Building $282,039
2023	$3,088.00 (+8.77%) Homeowner's exemption	$196,280 (+3%) Land $51,000 Building $145,280	$305,708 (+9.29%) Land $51,000 Building $254,708
2022	$2,839.00 Homeowner's exemption	$190,563	$279,729 Land $51,000 Building $228,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 SE 23rd Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 SE 23rd Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20