Escambia County property record for 3109 S Hwy 97, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 5,298 sqft · built 2008 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2023) |
| Tax Bill | $7,467 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1N-31-3101-000-001 |
| Primary APN | 36-1N-31-3101-000-001 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,298 sqft Adjusted Area |
| 1st Floor Area | 3,558 sqft |
| Upper Floors Area | 406 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Finished |
| Garage Area | 2,110 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,232 sqft |
| Patio Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 114469015 |
|---|---|
| Old Parcel Number | 114469015 |
| Street Address | 3109 S HIGHWAY 97 |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | COMMENCE AT THE SOUTHEAST CORNER OF THE SOUTHWEST QUARTER OF SECTION 36, TOWNSHIP I NORTH, RANGE 31 WEST, ESCAMBIA COUNTY, |
| Legal Range | 31W |
| Legal Township | 01N |
| Legal Section | 36 |
| Legal Subdivision | SUBDIVISION NUMBER: 3101 |
| Legal Block | 1 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3612 |
3109 S Hwy 97 is owned and occupied by two individuals who bought it in September 2023.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3109 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Sep 15, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Prior Sale | Feb 16, 2018 · Amount on File |
| Deed Document Number | 2023075627 |
| Deed Book / Page | 9042 / 221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 3109 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3109 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Document Number | 0084631859 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 8463/1859 |
| Instrument | 2021015771 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 3109 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Document Number | 0090420221 |
| Book / Page | 9042 / 221 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023075627 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3109 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Name | Verified Name |
|---|---|
| Address | 3139 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 3109 S HIGHWAY 97, CANTONMENT, FL 32533-9657 |
| Document Number | 0078560057 |
| Book / Page | 007856 / 000057 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 12840 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | CITIZENS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3109 S HIGHWAY 97 CANTONMENT FL 325339657, CANTONMENT, FL 32533-9657 |
| Document Number | 78560059 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 007856/000059 |
| Instrument | 12841 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2048 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $625,946 | $884,886 Land $134,330 Building $750,556 | |
| 2024 | $7,467.00 (-3.79%) | ||
| 2023 | $7,761.00 (+2.13%) Homeowner's exemption | $615,981 (+3%) | $800,529 (+9.4%) Land $88,550 Building $711,979 |
| 2022 | $7,599.00 Homeowner's exemption | $598,040 | $731,718 Land $88,550 Building $643,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 S Hwy 97 in Zone X, an area of minimal flood risk, though there have been 117 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 117 (1998–2020) |
| Claims Outside the SFHA | 100 of 117 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 S Hwy 97 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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