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3109 S Eagle Summit Dr, Stillwater, OK 74074 Property Records

Payne County property record for 3109 S Eagle Summit Dr, Stillwater, OK 74074

Property Summary

Property TypeOther
Details4 bd · 2 ba · 2,075 sqft · built 2022
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (Aug 2024)
Tax Bill$4,146 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19N02E-28-3-SE003-002-0005

Property Details

APN / Parcel Number

Primary APN19N02E-28-3-SE003-002-0005
Alternative APNs
  • 600074702
  • 74702

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area2,075 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Lot Area10,500 sqft
Garage TypeAttached
Garage Area499 sqft
PorchSlab

Location & Zoning

Street Address3109 S EAGLE SUMMIT DR
CitySTILLWATER
StateOK
Zip74074-2483
Property CategoryOther
Property TypeOther > Miscellaneous
Legal SubdivisionEAGLE SUMMIT ADDITION
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group2
Census Block2022
Census Tract10902

Owner

3109 S Eagle Summit Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Payne County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3109 S EAGLE SUMMIT DR, STILLWATER, OK 74074-2483
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on File
Deed SaleAug 2, 2024 · Amount on File
Prior SaleNov 8, 2007 · Amount on File
Deed Document Number20247686
Deed Book / Page2816 / 53
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateAug 2, 2024
Property Address3109 S EAGLE SUMMIT DR, STILLWATER, OK 74074-2483
Document Number0028160053
Book / Page2816 / 53
Instrument DateJul 31, 2024
InstrumentI-2024-007686
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyAMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$552.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3109 S EAGLE SUMMIT DR, STILLWATER, OK 74074-2483

Mortgage

Document NumberI2024007687
DateAug 2, 2024
InstrumentI-2024-007687
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3109 S Eagle Summit Dr was $4,146 with a homeowner's exemption.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,195 Land $5,666 Building $37,529$378,906 (+3%) Land $49,708 Building $329,198
2025$4,146.00$367,870 Land $42,500 Building $325,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3109 S Eagle Summit Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 S Eagle Summit Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Centranet, Nextlink.

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