3109 S Circle Dr, Covington, VA 24426 Property Records

Covington City property record for 3109 S Circle Dr, Covington, VA 24426

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1975
Lot Size	0.1 acres (4,295 sqft)
Owner	Individual Name on Record
Last Sale	$48,500 (Jun 2001)
Tax Bill	$763 (2025)
Flood Zone	Zone X (minimal risk)
APN	`48-1-164`

Property Details

APN / Parcel Number

Primary APN	`48-1-164`
Alternative APN	`5548`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,295 sqft (0.1 acres)
Terrain	Rolling
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5548
Street Address	3109 S CIRCLE DR
City	COVINGTON
State	VA
Zip	24426-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	IDLEWILDE LOT A PT LOTS 164 & 165 REARRANG LOTS 164 & 165
Legal Subdivision	IDLEWILDE
Legal Lot Number	A,164
Jurisdiction	COVINGTON CITY VA
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3011
Census Tract	60200

Owner

Source: Covington City records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3109 S CIRCLE DR, COVINGTON, VA 24426-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2001 · Amount on Record
Deed Sale	Jun 15, 2001 · Amount on Record
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Covington City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Covington City
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00	$89,800 (-) Land $10,000 Building $79,800	$89,800 (-) Land $10,000 Building $79,800
2023	$763.00	$89,800 Land $10,000 Building $79,800	$89,800 Land $10,000 Building $79,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	71 (1978–2016)
Claims Outside the SFHA	32 of 71
Most Recent Claim	Jun 2016 · other causes
Claims by Event	Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Glo Fiber Cable	1,200 / 100
Verizon Fixed Wireless	300 / 20