3109 Rowena Ave, Durham, NC 27703 Property Records

Durham County property record for 3109 Rowena Ave, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,000 sqft · built 2006
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jul 2024)
Tax Bill$4,521 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0840-19-9517

Property Details

APN / Parcel Number

Primary APN0840-19-9517
Alternative APNs
  • 0840-19-95-1731
  • 084005199517
  • 131192

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,000 sqft Heated Area
1st Floor Area1,413 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCape Cod
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions207 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address3109 ROWENA AVE
CityDURHAM
StateNC
Zip27703-4446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionPROP-WEATHERLY A T/PROP-P AZ GREOGRIO/LT#02 PL:000167-000073
Legal SubdivisionPROP-WEATHERLY A T
Legal Lot Number2
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4012
Census Tract1802

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3109 ROWENA AVE, DURHAM, NC 27703-4446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Apr 3, 2018Warranty Deed, Subdivision Related Transfer
FIFTH THIRD MTG
Jun 22, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Prior SaleJun 1, 2023 · Amount on Record
Deed Document Number2024102634
Deed Book / Page10137 / 749
Prior Transfer DateJun 19, 2017
Prior Transfer Doc0082110192
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJun 1, 2023
Property Address3109 ROWENA AVE, DURHAM, NC 27703-4446
Document Number0099270143
Book / Page9927 / 143
Map ReferenceMB 167 PG 73-75
Instrument DateMay 26, 2023
Instrument2023063379
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10816 BALDHAM PASS, FORT WAYNE, IN 46845-8619

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3109 ROWENA AVE, DURHAM, NC 27703-4446

Mortgage

Document Number0099270145
DateJun 1, 2023
Book Page9927/145
Instrument2023063380
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address3109 ROWENA AVE, DURHAM, NC 27703-4446
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095420487
DateNov 29, 2021
Book Page9542/487
Instrument2021060648
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateApr 3, 2018
Property Address3109 ROWENA AVE, DURHAM, NC 27703-4446
Document Number0083950751
Book / Page008395 / 000751
Instrument DateMar 12, 2018
Instrument10827
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3109 ROWENA AVE DURHAM NC 277034446, DURHAM, NC 27703-4446

Mortgage

Document Number83950755
DateApr 3, 2018
Book Page008395/000755
Instrument10828
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
AmountAmount Recorded
Term360 Months
DueApr 2, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDURHAM NC
Recording DateJun 22, 2017
Property Address3109 ROWENA AVE, DURHAM, NC 27703-4446
Document Number0082110192
Book / Page008211 / 000192
Instrument DateMay 30, 2017
Instrument21397
Transaction TypeForeclosure
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$272.00
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,521.00 (+2.52%)$444,929 (-) Land $119,700 Building $325,229$444,929 (-) Land $119,700 Building $325,229
2025$4,410.00 (+63.15%)$444,929 (+115.57%) Land $119,700 Building $325,229$444,929 (+115.57%) Land $119,700 Building $325,229
2023$2,703.00 (+2.35%)$206,395 Land $25,635 Building $180,760$206,395 Land $25,635 Building $180,760
2022$2,641.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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