3109 Riverhead Dr, Deltona, FL 32738 Property Records

Volusia County property record for 3109 Riverhead Dr, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 2005
Lot Size0.271 acres (11,832 sqft)
OwnerIndividual Name on Record
Last Sale$123,500 (Aug 2015)
Tax Bill$1,530 (2024)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN8112-01-02-0340

Property Details

APN / Parcel Number

Primary APN8112-01-02-0340
Alternative APNs
  • 31181201020340
  • 2576049.0
  • 2576049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,832 sqft (0.271 acres)
Lot Dimensions102 ft deep x 116 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2576049.0
Old Parcel Number31181201020340
Street Address3109 RIVERHEAD DR
CityDELTONA
StateFL
Zip32738-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 34 BLK 768 DELTONA LAKES UNIT 32 REPLAT OF TRACTS B & F MB 28 PGS 16-18 INC PER OR 3104 PG 0449 PER OR 5981 PG 3535 PER
Legal Range31E
Legal Township18S
Legal Section12
Legal SubdivisionREPLAT
Legal Tract1
Legal Block768
Legal Lot Number34
Legal Unit32
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group2
Census Block2025
Census Tract91020

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3109 RIVERHEAD DR, DELTONA, FL 32738-2151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 20, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2015 · Amount on Record
Deed SaleAug 14, 2015 · Amount on Record
Prior SaleJul 14, 2010 · Amount on Record
Deed Document Number2015-151081
Deed Book / Page7151 / 2475
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3109 RIVERHEAD DR, DELTONA, FL 32738-2151
Document Number0073850171
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 RIVERHEAD DR DELTONA FL 327382151, DELTONA, FL 32738-2151

Mortgage

Document Number0073850171
DateApr 13, 2017
Book Page007385/000171
Instrument73140
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2047

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address3109 RIVERHEAD DR, DELTONA, FL 32738-2151
Document Number0073922639
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 RIVERHEAD DR DELTONA FL 327382151, DELTONA, FL 32738-2151

Mortgage

Document Number0073922639
DateMay 2, 2017
Book Page007392/002639
Instrument86097
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$104,865 (+5.99%)$270,216 (+4.07%) Land $67,837 Building $202,379
2024$1,530.00 (+7.29%)
2023$1,426.00 (+2.15%) Homeowner's exemption$98,942 (+3%)$259,642 (+16.84%) Land $74,054 Building $185,588
2022$1,396.00 Homeowner's exemption$96,060$222,222 Land $55,680 Building $166,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims27 (2011–2024)
Claims Outside the SFHA2 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Ian, Nov 2022 · 13 claims
  • Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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