Anne Arundel County property record for 3109 River Bend Ct, Apt D103, Laurel, MD 20724
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,299 sqft · built 1996 |
| Lot Size | 0.03 acres (1,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Sep 2021) |
| Tax Bill | $2,927 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-675-90091072 |
| Primary APN | 04-675-90091072 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 13 Units |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,311 sqft (0.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 67590091072 |
|---|---|
| Street Address | 3109 RIVER BEND CT, D103 |
| City | LAUREL |
| State | MD |
| Zip | 20724-2956 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R10 |
| Legal Description | U D103 BLD 2 PH 2 OXBOW APTS AT RUSSETT |
| Legal Subdivision | OXBOW APTS AT RUSSETT |
| Legal Phase | 2 |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 740502 |
3109 River Bend Ct, Apt D103 is owned and occupied by an individual who bought it in September 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 RIVER BEND CT, D103, LAUREL, MD 20724-2956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 16, 2017 | Grant Deed, Transfer TOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Prior Sale | Jun 16, 2017 · Amount on File |
| Deed Book / Page | 37532 / 171 |
| Transfer Doc | 0000012870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 15, 2021 |
| Property Address | 3109 RIVER BEND CT APT D103, D103, LAUREL, MD 20724-2956 |
| Document Number | 0375320171 |
| Book / Page | 37532 / 171 |
| Map Reference | MB 78 FO14-19PLE4064 |
| Instrument Date | Aug 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3109 RIVER BEND CT APT D103, D103, LAUREL, MD 20724-2956 |
| Document Number | 37532182 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 37532/182 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 16, 2017 |
| Property Address | 3109 RIVER BEND CT APT D103, D103, LAUREL, MD 20724-2956 |
| Document Number | 0310550219 |
| Book / Page | 031055 / 000219 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 RIVER BEND CT #D103 LAUREL MD 207242956, D103, LAUREL, MD 20724-2956 |
| Document Number | 310550225 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 031055/000225 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 15, 2047 |
The 2025 property tax bill for 3109 River Bend Ct, Apt D103 was $2,927.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,533 | $318,200 Land $159,100 Building $159,100 | |
| 2025 | $2,927.00 | ||
| 2023 | $2,481.00 | $227,267 | $266,200 Land $133,100 Building $133,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 River Bend Ct, Apt D103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3109 River Bend Ct, Apt D103 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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