3109 Pine St, Cottondale, FL 32431 Property Records

Jackson County property record for 3109 Pine St, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1979
Square Footage	992 sqft Heated Area
Lot Size	53,143 sqft (1.22 acres)
Last Sale	$12,500 (2002)
Tax Bill	$1,879.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-5N-11-0091-00N0-0000`

Interior

Full Baths	1 Baths
Units	2 Units
Building Area	992 sqft Heated Area
Gross Area	1,008 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1979
Exterior Material	Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tin Roof
Lot Area	53,143 sqft (1.22 acres)
Lot Width	260 ft Width
Total Buildings	2 Total Buildings
Shed	1 Shed
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	3109 PINE ST
City	COTTONDALE
State	FL
Zip	32431-3064
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OR 120 P 740 OR 370 P 632,634 OR 384 P 29 OR 790 P 115 OR 886 P 867 ALL THAT PART OF BLK N, LYING E OF ATLANTA & ST ANDREWS B
Legal Range	11W
Legal Township	05N
Legal Section	30
Legal Subdivision	ATLANTA & ST ANDREWS BAY
Legal Block	Q
Legal Lot Number	6-8
Jurisdiction	JACKSON FL
Minor Civil Division	COTTONDALE
Census Blockgroup	1
Census Block	1060
Census Tract	210400

Owner

Source: Jackson County records · APN 30-5N-11-0091-00N0-0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1210 DRAGONFLY LN, CHIPLEY, FL 32428-6008
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2002 · Amount on Record
Deed Sale	Nov 07, 2002 · Amount on Record
Deed Doc Number	0000886867
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Cottondale Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (+6.04%)	$105,196 (-1.56%) Land $11,700 Building $93,496	$105,196 (-1.56%) Land $11,700 Building $93,496
2024	$1,772.00 (+9.18%)	$106,861 (+2.58%) Land $11,700 Building $95,161	$106,861 (+2.58%) Land $11,700 Building $95,161
2023	$1,623.00 (+17.86%)	$104,169 (+14.76%) Land $11,700 Building $92,469	$104,169 (+14.76%) Land $11,700 Building $92,469
2022	$1,377.00	$90,769 Land $11,700 Building $79,069	$90,769 Land $11,700 Building $79,069

Flood & Wildfire

3109 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (12063C), updated January 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 37th percentile of exposed land nationally · 11th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.