3109 Phelps Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 3109 Phelps Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,380 sqft · built 2004
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Apr 2002)
Tax Bill	$8,279 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10006`

Property Details

APN / Parcel Number

Primary APN	`R10006`
Alternative APN	`SUFF M:00010 B:00011 L:0006B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	4,780 sqft
Basement Area	1,294 sqft
Unfinished Basement	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	122,839 sqft (2.82 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R10006
Street Address	3109 PHELPS RD
City	WEST SUFFIELD
State	CT
Zip	06093-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Block	11
Legal Lot Number	6B
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2030
Census Tract	477200

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 PHELPS RD, WEST SUFFIELD, CT 06093-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage WINDSOR FEDERAL SAVINGS AND LOAN ASSN
Jun 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FSLA WINDSOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2002 · Amount on Record
Deed Sale	Apr 23, 2002 · Amount on Record
Deed Book / Page	327 / 624
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	3109 PHELPS RD, WEST SUFFIELD, CT 06093-3028
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557-888
Date	Mar 11, 2021
Book Page	557/888
Instrument	2323640006

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	3109 PHELPS RD, WEST SUFFIELD, CT 06093-3028
Document Number	529-782
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 PHELPS RD WEST SUFFIELD CT 060933028, WEST SUFFIELD, CT 06093-3028

Mortgage

Document Number	529-782
Date	Jul 3, 2018
Book Page	000529/000782
Instrument	5180008

Lender

Name	FSLA WINDSOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 2, 2023

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,279.00	$353,640 (+48.85%) Land $66,640 Building $287,000	$247,548 Land $46,648 Building $200,900
2024	$8,279.00 (+21.8%)
2023	$6,797.00	$237,580 (-) Land $66,710 Building $170,870
2022	$6,797.00	$237,580 Land $66,710 Building $170,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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