3109 Panama Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3109 Panama Ave, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage2,314 sqft Living Area
Lot Size5,619 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2002)
Tax Bill$3,366.00 (2025)

Property Details

APN / Parcel Number

Primary APN273-0060-055-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,314 sqft Living Area
1st Floor1,699 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCustom Design Style
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,619 sqft (0.129 acres)
Parking Spaces2 Parking Spaces
Garage Area437 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3109 PANAMA AVE
CityCARMICHAEL
StateCA
Zip95608-4030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAP, LOT 3A
Legal SubdivisionPARCEL MAP
Legal Lot Number3A
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup2
Census Block2003
Census Tract7802

Owner

Source: Sacramento County records · APN 273-0060-055-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3109 PANAMA AVE, CARMICHAEL, CA 95608-4030
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Intrafamily Transfer, Transfer · Line of Credit
THE GOLDEN 1 CU
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2002 · Amount on Record
Deed SaleMay 29, 2002 · Amount on Record
Deed Book / Page20020529 / 1509
Last Transfer DateApr 20, 2005
Transfer Doc0000001902
Record RefreshedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 03, 2025
Property Address3109 PANAMA AVE, CARMICHAEL, CA 95608-4030
Document Number0000000647
Map ReferenceMB 66 PG 2
Instrument DateOct 21, 2025
Instrument202511030647
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 PANAMA AVE, CARMICHAEL, CA 95608-4030

Mortgage

Document Number0000000648
DateNov 03, 2025
Instrument202511030648
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3109 PANAMA AVE, CARMICHAEL, CA 95608-4030
Document Number2009030174
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3109 PANAMA AVE CARMICHAEL CA 956084030, CARMICHAEL, CA 95608-4030

Mortgage

Document Number2009030174
DateSep 03, 2020
Instrument2009030174
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 02, 2035

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$289,048 (+2%) Land $55,737 Building $233,311
2025$3,366.00 (+2.22%) Homeowner's exemption$283,382 (+4.04%) Land $54,645 Building $228,737
2024$3,293.00 (+1.64%)
2023$3,240.00 (+2.08%) Homeowner's exemption$272,379 Land $52,524 Building $219,855
2022$3,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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