3109 Palmetto Trl, Bryan, TX 77807 Property Records

Brazos County property record for 3109 Palmetto Trl, Bryan, TX 77807

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,542 sqft · built 2018
Lot Size	0.445 acres (19,393 sqft)
Owner	Individual Name on Record
Last Sale	$637,070 (Mar 2023)
Tax Bill	$18,752 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`604870-1502-0210`

Property Details

APN / Parcel Number

Primary APN	`604870-1502-0210`
Alternative APN	`304467`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,542 sqft Living Area
Gross Area	4,314 sqft
1st Floor Area	2,714 sqft
2nd Floor Area	828 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,393 sqft (0.445 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	528 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3109 PALMETTO TRL
City	BRYAN
State	TX
Zip	77807-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE TRADITIONS PH 15, BLOCK 2, LOT 21
Legal Subdivision	THE TRADITIONS PH 15
Legal Block	2
Legal Lot Number	21
Jurisdiction	BRAZOS TX
Township / Civil Division	WEST BRAZOS
Census Block Group	1
Census Block	1032
Census Tract	206

Owner

Source: Brazos County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7805 HARVEST HILL LN, MCKINNEY, TX 75071-7640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SPIRIT OF TX BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Document Number	20231496120
Deed Book / Page	18489 / 174
Prior Transfer Date	Sep 12, 2016
Prior Transfer Doc	0001276291
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BRAZOS TX
Recording Date	Mar 1, 2023
Property Address	3109 PALMETTO TRL, BRYAN, TX 77807-2370
Document Number	018489/174
Book / Page	18489 / 174
Map Reference	VOL 7554 PG 156
Instrument Date	Feb 27, 2023
Instrument	1496120
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28200 REGAL WOOD CT, SPRING, TX 77386-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7805 HARVEST HILL LN, MCKINNEY, TX 75071-7640

Mortgage

Document Number	0001496121
Date	Mar 1, 2023
Instrument	1496121

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	3109 PALMETTO TRL, BRYAN, TX 77807-2370
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17338/258
Date	Sep 8, 2021
Book Page	17338/258
Instrument	1445382

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	3109 PALMETTO TRL, BRYAN, TX 77807-2370
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AGGIELAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15709/162
Date	Nov 25, 2019
Book Page	15709/162
Instrument	01378815

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BRAZOS TX
Recording Date	Nov 19, 2018
Property Address	3109 PALMETTO TRL, BRYAN, TX 77807-2370
Book / Page	015024 / 000234
Instrument Date	Nov 9, 2018
Instrument	1346392
Transaction Type	Construction Loan
Record Updated	Dec 5, 2018
Title Company	AGGIELAND TITLE COMPANY, AGGIELAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	750 E MID CITIES BLVD EULESS TX 760394683, EULESS, TX 76039-4683

Mortgage

Document Number	0001346392
Date	Nov 19, 2018
Book Page	015024/000234
Instrument	1346392

Lender

Name	SPIRIT OF TX BK SSB
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2019

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Brazos County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brazos County
Municipality	Bryan City
Unified School District	Bryan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,267,411 (+34.54%) Land $183,070 Building $1,084,341	$1,267,411 (+34.54%) Land $183,070 Building $1,084,341
2025	$18,752.00 (-0.2%)	$942,029 (-1.25%) Land $183,070 Building $758,959	$942,029 (-1.25%) Land $183,070 Building $758,959
2024	$18,789.00 (+42.74%)
2023	$13,163.00 (-17.33%) Homeowner's exemption Senior Citizen's exemption	$953,958 Land $139,824 Building $814,134	$953,958 Land $139,824 Building $814,134
2021	$15,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRYAN serves 91,031 people · EPA ID TX0210001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Nextlink Fixed Wireless	700 / 300
Rise Broadband Fixed Wireless	300 / 60

May also be available: Arrive Internet, Xfinity.

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