3109 Old River Rd, Yankton, SD 57078 Property Records

Yankton County property record for 3109 Old River Rd, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,600 sqft · built 2011
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05.016.100.265`

Property Details

APN / Parcel Number

Primary APN	`05.016.100.265`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Unfinished Basement	1,600 sqft
Flooring	Other

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3109 OLD RIVER RD
City	YANKTON
State	SD
Zip	57078-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 IN LOT A DJS ADDN
Legal Range	55
Legal Township	93
Legal Section	16
Legal Subdivision	DJS ADDN
Legal Tract	3
Legal Lot Number	A
Jurisdiction	YANKTON SD
Township / Civil Division	SOUTHEAST YANKTON
Census Block Group	4
Census Block	4037
Census Tract	966200

Owner

3109 Old River Rd is owned and occupied by an individual who acquired it in November 2017.

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3109 OLD RIVER RD, YANKTON, SD 57078-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Nov 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2017
Transfer Doc	000537/533
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	3109 OLD RIVER RD, YANKTON, SD 57078-6904
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/525
Date	Aug 17, 2020
Book Page	552/525

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	3109 OLD RIVER RD, YANKTON, SD 57078-6904
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE G, FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000538/439
Date	Jan 30, 2018
Book Page	538/439

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Nov 21, 2017
Property Address	3109 OLD RIVER RD, YANKTON, SD 57078-6904
Document Number	000537/533
Book / Page	537 / 533
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 EASTSIDE DR, YANKTON, SD 57078-6425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 OLD RIVER RD, YANKTON, SD 57078-6904

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Old River Rd was $3,240, up 4% from the year before.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,300 (-) Land $15,800 Building $288,500	$304,300 Land $15,800 Building $288,500
2025	$3,240.00 (+3.98%)	$304,300 Land $15,800 Building $288,500
2024	$3,116.00
2023		$251,100 Land $12,800 Building $238,300
2022	$2,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 Old River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Old River Rd is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 75% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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