McLennan County property record for 3109 N 20th St, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 982 sqft · built 1930 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,584 (Dec 2022) |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-038800-001502-3 |
| Primary APN | 48-038800-001502-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Flooring | Carpet |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3109 N 20TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 |
| Legal Description | STEPHENS J M TRACT D1 BLOCK B ACRES .1607 |
| Legal Subdivision | STEPHENS J M |
| Legal Block | B |
| Legal Lot Number | D1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1100 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3109 N 20TH ST, WACO, TX 76708-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Feb 1, 2022 |
| Deed Document Number | 202247496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 19, 2022 |
| Property Address | 3109 N 20TH ST, WACO, TX 76708-2057 |
| Document Number | 0000047496 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022047496 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 19, 2026 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 N 20TH ST, WACO, TX 76708-2057 |
| Document Number | 0000047497 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022047497 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,452 (-11.05%) Land $5,250 Building $84,202 | $89,452 (-11.05%) Land $5,250 Building $84,202 | |
| 2025 | $2,261.00 (+5.41%) | $100,570 (+13.13%) Land $5,250 Building $95,320 | $100,570 (+13.13%) Land $5,250 Building $95,320 |
| 2024 | $2,145.00 (+7.63%) | ||
| 2023 | $88,900 Land $5,250 Building $83,650 | $88,900 Land $5,250 Building $83,650 | |
| 2022 | $1,993.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures