Carroll County property record for 3109 Murkle Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,600 sqft · built 2007 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,114 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-029646 |
| Primary APN | 03-029646 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,600 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 84,071 sqft (1.93 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,044 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 354 sqft |
| Deck Area | 316 sqft |
| Patio Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 029646 |
|---|---|
| Street Address | 3109 MURKLE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 1.93 ACS 3109 MURKLE RD 49-106 JAMES OVERLOOK |
| Legal Subdivision | JAMES OVERLOOK |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 503000 |
3109 Murkle Rd is owned and occupied by two individuals who acquired it in November 2005.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 MURKLE RD, WESTMINSTER, MD 21158-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit POINT BREEZE CREDIT UNION |
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2005 |
| Deed Sale | Nov 7, 2005 |
| Deed Document Number | 200551877 |
| Deed Book / Page | 4657 / 690 |
| Prior Transfer Date | Nov 3, 2005 |
| Prior Transfer Doc | 0046570690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 16, 2026 |
| Property Address | 3109 MURKLE RD, WESTMINSTER, MD 21158-2111 |
| Document Number | 1186000370 |
| Book / Page | 11866 / 370 |
| Instrument Date | Sep 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3109 MURKLE RD, WESTMINSTER, MD 21158-2111 |
| Document Number | 1186000370, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 11866/370 |
| Name | POINT BREEZE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3109 MURKLE RD, WESTMINSTER, MD 21158-2111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3109 MURKLE RD, WESTMINSTER, MD 21158-2111 |
| Document Number | 0109980347 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 10998/347 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3109 Murkle Rd was $7,114 with a homeowner's exemption, up 4.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,114.00 (+4.74%) Homeowner's exemption | $660,167 | $698,500 Land $159,300 Building $539,200 |
| 2025 | $6,792.00 Homeowner's exemption | ||
| 2023 | $6,297.00 Homeowner's exemption | $557,333 | $641,000 Land $134,300 Building $506,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 Murkle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3109 Murkle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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