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3109 Monte Dr, Monroe, NC 28110 Property Records

Union County property record for 3109 Monte Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,577 sqft · built 1994
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Jul 2020)
Tax Bill$1,922 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-408-073

Property Details

APN / Parcel Number

Primary APN09-408-073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,577 sqft Living Area
Gross Area1,998 sqft
1st Floor Area1,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
Garage TypeAttached
Garage Area421 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3109 MONTE DR
CityMONROE
StateNC
Zip28110-7633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#46 WEDDINGTON RIDGE OPCC725
Legal SubdivisionWEDDINGTON RIDGE
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2025
Census Tract20308

Owner

Source: Union County records · APN 09-408-073

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3109 MONTE DR, MONROE, NC 28110-7633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2017Deed of Trust, Mortgage · VA Mortgage
POLARIS HOME FUNDING CORP
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleMay 10, 1996 · Amount on Record
Deed Document Number202028953
Deed Book / Page7756 / 521
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3109 MONTE DR, MONROE, NC 28110-7633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTERRATITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7026675
DateOct 02, 2017
Book Page7026/675
Instrument0029038
Lender
NamePOLARIS HOME FUNDING CORP
TypeLending Institution
AddressGRANDVILLE, MI 49418
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 31, 2020
Property Address3109 MONTE DR, MONROE, NC 28110-7633
Document Number0007756521
Book / Page7756 / 521
Map ReferenceCAB C FILE 725
Instrument DateJul 31, 2020
Instrument28953
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEYS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$452.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1112 AVENUE 4 SE, 1112, ATKINS, AR 72823-5004

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 MONTE DR, MONROE, NC 28110-7633

Mortgage

Document Number0000028954
DateJul 31, 2020
Instrument28954
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,922.00 (+25.38%)$399,200 (+65.16%) Land $78,600 Building $320,600$399,200 (+65.16%) Land $78,600 Building $320,600
2023$1,533.00$241,700 Land $48,700 Building $193,000$241,700 Land $48,700 Building $193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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