3109 Monroe Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 3109 Monroe Jersey Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,396 sqft · built 1972
Lot Size	3.86 acres (168,142 sqft)
Owner	Individual Name on Record
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C0780-013`

Property Details

APN / Parcel Number

Primary APN	`C0780-013`
Alternative APN	`6682`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Heated Area
1st Floor Area	1,396 sqft
Utility Area	64 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	168,142 sqft (3.86 acres)
Terrain	High
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6682
Street Address	3109 MONROE JERSEY RD
City	COVINGTON
State	GA
Zip	30014-0563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 R2
Legal Description	3.86AC
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	1
Census Block	1018
Census Tract	110602

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit LOAN DEPOT COM
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Nov 17, 2017	Deed of Trust, Mortgage PINNACLE BANK
Sep 30, 2022	Warranty Deed, Transfer
Nov 12, 2019	Correction Deed, Transfer ATTORNEY ONLY
Oct 29, 2019	Quit Claim Deed, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2019
Transfer Doc	0044750220
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563

Mortgage

Document Number	0053270000000208
Date	Jun 22, 2023
Book Page	0000005327/0000000208
Instrument	2023006438

Lender

Name	LOAN DEPOT COM

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563

Mortgage

Document Number	0047700000000349
Date	Jan 22, 2021
Book Page	0000004770/0000000349
Instrument	2021001300

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041550062
Date	Nov 17, 2017
Book Page	4155/62

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2018

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Sep 30, 2022
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Document Number	0052210480
Book / Page	5221 / 480
Instrument Date	Sep 30, 2022
Instrument	2022-005017
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WALTON GA
Recording Date	Nov 12, 2019
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Document Number	0044840402
Book / Page	004484 / 000402
Instrument Date	Oct 7, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MONROE JERSEY RD COVINGTON GA 300140563, COVINGTON, GA 30014-0563

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Oct 29, 2019
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Document Number	0044750220
Book / Page	004475 / 000220
Instrument Date	Oct 7, 2019
Instrument	13215
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MONROE JERSEY RD COVINGTON GA 300140563, COVINGTON, GA 30014-0563

Mortgage

Document Number	44750222
Date	Oct 29, 2019
Book Page	004475/000222
Instrument	13216

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3109 MONROE JERSEY RD, COVINGTON, GA 30014-0563
Document Number	0043000315
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MONROE JERSEY RD COVINGTON GA 300140563, COVINGTON, GA 30014-0563

Mortgage

Document Number	0043000315
Date	Oct 30, 2018
Book Page	004300/000315
Instrument	12516

Lender

Name	PINNACLE BK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (+2.65%) Homeowner's exemption	$91,120 (+2.47%) Land $36,280 Building $54,840	$227,800 (+2.47%) Land $90,700 Building $137,100
2024	$2,117.00 (-0.33%) Homeowner's exemption	$88,920 (+5.06%) Land $36,280 Building $52,640	$222,300 (+5.06%) Land $90,700 Building $131,600
2023	$2,124.00 (-12.84%) Homeowner's exemption	$84,640 (+16.14%) Land $33,800 Building $50,840	$211,600 (+16.14%) Land $84,500 Building $127,100
2022	$2,437.00 Homeowner's exemption	$72,880 Land $27,400 Building $45,480	$182,200 Land $68,500 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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