Pinellas County property record for 3109 Masters Dr, Clearwater, FL 33761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,640 sqft · built 1983 |
| Lot Size | 0.233 acres (10,141 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Aug 2019) |
| Tax Bill | $5,367 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-5078-0 |
| Primary APN | C62-000-760-5078-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,634 sqft |
| 1st Floor Area | 2,640 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,141 sqft (0.233 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 488 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R215790 |
|---|---|
| Street Address | 3109 MASTERS DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33761-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRYSIDE TRACT 56 UNIT 2 LOT 37 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 20 |
| Legal Subdivision | COUNTRYSIDE TRACT 56 |
| Legal Tract | 56 |
| Legal Lot Number | 37 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 26811 |
3109 Masters Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 MASTERS DR, CLEARWATER, FL 33761-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Prior Sale | Oct 5, 2015 · Amount on File |
| Deed Document Number | 2019266018 |
| Deed Book / Page | 20660 / 1988 |
| Transfer Doc | 9762000527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3109 MASTERS DR, CLEARWATER, FL 33761-1817 |
| Document Number | 0213531199 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3109 MASTERS DR CLEARWATER FL 337611817, CLEARWATER, FL 33761-1817 |
| Document Number | 0213531199 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 021353/001199 |
| Instrument | 21659 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 3109 MASTERS DR, CLEARWATER, FL 33761-1817 |
| Document Number | 0206601988 |
| Book / Page | 20660 / 1988 |
| Map Reference | MB 80 PG 36&37 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 2019266018 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | TOTAL TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3865 XAVIER ST, 3865, DENVER, CO 80212-2208 |
| Name | Verified Name |
|---|---|
| Address | 3109 MASTERS DR, CLEARWATER, FL 33761-1817 |
| Document Number | 2019266019 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019266019 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 3109 Masters Dr was $5,367 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,367.00 Homeowner's exemption | $319,739 | $684,839 Land $192,502 Building $492,337 |
| 2023 | $4,999.00 (+2.88%) Homeowner's exemption | $301,678 (+3%) | $594,958 (+18.1%) Land $212,087 Building $382,871 |
| 2022 | $4,859.00 Homeowner's exemption | $292,891 | $503,779 Land $219,529 Building $284,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 Masters Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 Masters Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures