3109 Malbac Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 3109 Malbac Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	2,295 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$374,997 (Dec 2022)
Tax Bill	$4,894 (2024)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000183314`

Property Details

APN / Parcel Number

Primary APN	`000000183314`
Alternative APNs	`1G2337-2006-00300-0-00` `000000248219` `000000279845` `183314`

Interior

Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	2,268 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	24 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3109 MALBAC DR
City	SCHERTZ
State	TX
Zip	78154-0409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD PARK #2 BLOCK 6 LOT 3 .14 AC
Legal Subdivision	ORCHARD PARK #2
Legal Block	6
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1019
Census Tract	210707

Owner

3109 Malbac Dr is owned and occupied by an individual who bought it in December 2022.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3109 MALBAC DR, SCHERTZ, TX 78154-0409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Deed Document Number	202237275
Record Updated	Sep 20, 2026

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 15, 2022
Property Address	3109 MALBAC DR, SCHERTZ, TX 78154-0409
Document Number	0099037275
Map Reference	VOL 9 PG 481-482
Instrument Date	Dec 13, 2022
Instrument	202299037275
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 MALBAC DR, SCHERTZ, TX 78154-0409

Mortgage

Document Number	0099037276
Date	Dec 15, 2022
Instrument	202299037276

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Universal City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,300 (+8.46%) Land $42,599 Building $383,206	$425,805 (+12.56%) Land $42,599 Building $383,206
2025		$378,293 Land $38,309 Building $339,984	$378,293 Land $38,309 Building $339,984
2024	$4,894.00
2023		$445,079 Land $62,239 Building $382,840	$445,079 Land $62,239 Building $382,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 Malbac Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1998 · Flooding 10/18/98
Claims by Event	Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Malbac Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UNIVERSAL CITY serves 20,119 people · EPA ID TX0150009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20