3109 Harbor Pointe Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3109 Harbor Pointe Dr, Rowlett, TX 75088 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1998
Lot Size	0.238 acres (10,385 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jun 2020)
Tax Bill	$8,673 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440018200F01400`

Property Details

APN / Parcel Number

Primary APN	`440018200F01400`
Alternative APN	`44-00182-00F-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,161 sqft Living Area
1st Floor Area	2,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,385 sqft (0.238 acres)
Lot Dimensions	110 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440018200F01400
Street Address	3109 HARBOR POINTE DR
City	ROWLETT
State	TX
Zip	75088-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR POINTE ESTATES PH 2 BLK F LT 14 INT202000159243 DD06192020 CO-DC 0018200F01400 1CW0018200F
Legal Subdivision	HARBOR POINTE ESTATES PH 2
Legal Tract	182
Legal Block	F
Legal Lot Number	14
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1013
Census Tract	18146

Owner

Source: Dallas County records · APN 440018200F01400

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3109 HARBOR POINTE DR, ROWLETT, TX 75088-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 20, 2020	Warranty Deed, Transfer USAA
Nov 03, 2017	Warranty Deed, Transfer AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2020 · Amount on Record
Deed Sale	Jun 20, 2020 · Amount on Record
Prior Sale	Nov 03, 2017 · Amount on Record
Deed Document Number	2020159243
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	0000159243
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3109 HARBOR POINTE DR, ROWLETT, TX 75088-2404
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 HARBOR POINTE DR, ROWLETT, TX 75088-2404

Mortgage

Document Number	0000068008
Date	Apr 04, 2024
Instrument	202400068008

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 20, 2020
Property Address	3109 HARBOR POINTE DR, ROWLETT, TX 75088-2404
Document Number	0000159243
Instrument Date	Jun 19, 2020
Instrument	159243
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 HARBOR POINTE DR ROWLETT TX 750882404, ROWLETT, TX 75088-2404

Mortgage

Document Number	159244
Date	Jun 20, 2020
Instrument	159244

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Nov 03, 2017
Property Address	3109 HARBOR POINTE DR, ROWLETT, TX 75088-2404
Document Number	0000310925
Instrument Date	Oct 31, 2017
Instrument	310925
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 HARBOR POINTE DR ROWLETT TX 750882404, ROWLETT, TX 75088-2404

Mortgage

Document Number	310926
Date	Nov 03, 2017
Instrument	310926

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2047

Tax Assessment & Valuation

Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,530 (-9.24%) Land $120,000 Building $282,530	$402,530 (-9.24%) Land $120,000 Building $282,530
2025	$8,673.00 (+12.64%) Homeowner's exemption	$443,520 (+13.38%) Land $120,000 Building $323,520	$443,520 (+13.38%) Land $120,000 Building $323,520
2024	$7,700.00 (+7.14%)
2023	$7,187.00 (-4.31%) Homeowner's exemption	$391,170 Land $120,000 Building $271,170	$391,170 Land $120,000 Building $271,170
2022	$7,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dallas County (48113C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481130181461, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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