3109 Harbor Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3109 Harbor Dr, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,379 sqft Living Area
OccupancyOwner Occupied
Last Sale$562,000 (2026)
Tax Bill$5,212.00 (2025)

Property Details

APN / Parcel Number

Primary APN149191-0109

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,379 sqft Living Area
1st Floor1,379 sqft 1st Floor

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983

Location & Zoning

Street Address3109 HARBOR DR
CitySAINT AUGUSTINE
StateFL
Zip32084-2195
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR605/128) CAMACHEE ISLAND I CONDO UNIT 109 OR3908/980 & 6114/1060(Q/C) & 6126/1622
Legal Range30E
Legal Township07S
Legal Section05
Legal SubdivisionCAMACHEE ISLAND I
Legal Block1
Legal Lot Number109
Legal Unit109
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1008
Census Tract20200

Owner

Source: St. Johns County records · APN 149191-0109

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3109 HARBOR DR, SAINT AUGUSTINE, FL 32084-2195
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleJul 25, 2014 · Amount on Record
Deed Doc Number202635573
Deed Book / Page6351 / 513
Prior Transfer DateFeb 28, 2025
Prior Transfer Doc0061141060
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateApr 27, 2026
Property Address3109 HARBOR DR, SAINT AUGUSTINE, FL 32084-2195
Document Number0000035573
Book / Page6351 / 513
Instrument DateApr 22, 2026
Instrument2026.35573
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$397,334.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 HARBOR DR, SAINT AUGUSTINE, FL 32084-2195

Mortgage

Document Number0000035574,
DateApr 27, 2026
Instrument2026..35574
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$397,000 (-) Building $397,000$397,000 (-) Building $397,000
2025$5,212.00 (+13.45%)$397,000 (-2.32%)$397,000 (-2.32%)
2024$4,594.00 (+2.64%)
2023$4,476.00 (+23.48%)$406,410 (+44.12%)$406,410 (+44.12%)
2022$3,625.00$282,000$282,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harbor Dr

Nearby Streets

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