3109 Gratzer Rd E, Tacoma, WA 98443 Property Records

Pierce County property record for 3109 Gratzer Rd E, Tacoma, WA 98443

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,038 sqft · built 1954
Lot Size	1.16 acres (50,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,127 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`032012-3-041`

Property Details

APN / Parcel Number

Primary APN	`032012-3-041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	2,038 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	50,800 sqft
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Deck Area	342 sqft
Patio Area	342 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Street Address	3109 GRATZER RD E
City	TACOMA
State	WA
Zip	98443-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 12 TOWNSHIP 20 RANGE 03 QUARTER 33 : COM AT INTER OF SLY LI STATE HWY & SELY LI OF GRATZER CO RD TH S 61 DEG 31 MIN E 108 FT TH S 220 FT TO POB TH W 246 FT TO E LI OF GRATZER CO RD TH SLY ALG SD RD TO INTER N LI OF GOVT LOT 3 & WLY COR OF PRO
Legal Range	03
Legal Township	20
Legal Section	12
Legal Lot Number	3
Legal Unit	232052
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3008
Census Tract	940004

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 GRATZER RD E, TACOMA, WA 98443-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 1996
Transfer Doc	0000000002
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3109 GRATZER RD E, TACOMA, WA 98443-2147
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004271181
Date	Apr 27, 2021
Instrument	202104271181

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Puyallup School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,600 (-0.56%) Land $167,500 Building $332,100	$499,600 (-0.56%) Land $167,500 Building $332,100
2025	$6,127.00 (+11.7%)
2024	$5,485.00 (+8.59%)	$502,400 (+2.66%) Land $147,200 Building $355,200	$502,400 (+2.66%) Land $147,200 Building $355,200
2023	$5,051.00	$489,400 Land $161,400 Building $328,000	$489,400 Land $161,400 Building $328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	189 (1980–2021)
Claims Outside the SFHA	39 of 189
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 38 claims High Winds, Severe Storms And Flooding, Feb 1996 · 31 claims Severe Storms & Flooding, Nov 1990 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250