3109 Flora Ave S, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3109 Flora Ave S, Lehigh Acres, FL 33976

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,432 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Sep 2023)
Tax Bill$2,952 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-45-26-05-00045.0020

Property Details

APN / Parcel Number

Primary APN12-45-26-05-00045.0020
Alternative APNs
  • 12-45-26-L2-05045.0020
  • 261245L2050450020
  • 10348795

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,432 sqft Living Area
Gross Area1,926 sqft
1st Floor Area1,272 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area213 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10348795
Street Address3109 FLORA AVE S
CityLEHIGH ACRES
StateFL
Zip33976-4576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 5 BLK 45 PB 15 PG 98 LOT 2
Legal Range26E
Legal Township45S
Legal Section12
Legal SubdivisionLEHIGH ACRES
Legal Tract05
Legal Block45
Legal Lot Number2
Legal Unit5
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1016
Census Tract40303

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3109 FLORA AVE S, LEHIGH ACRES, FL 33976-4576
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleFeb 12, 2013 · Amount on Record
Deed Document Number2023313255
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 25, 2023
Property Address3109 FLORA AVE S, LEHIGH ACRES, FL 33976-4576
Document Number0000313255
Map ReferenceMB 15 PG 98
Instrument DateSep 22, 2023
Instrument2023000313255
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyCORNELL TITLE AND ESCROW LLC, COTTRELL TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1014 CHRISTINA CT, ENDICOTT, NY 13760-7125

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 FLORA AVE S, LEHIGH ACRES, FL 33976-4576

Mortgage

Document Number0000313256
DateSep 25, 2023
Instrument2023000313256
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,994 (+2.62%) Land $24,223 Building $199,771$223,994 (+2.62%) Land $24,223 Building $199,771
2025$2,952.00 (-3.09%) Homeowner's exemption$218,269 (-1.14%) Land $21,803 Building $196,466$218,269 (-1.14%) Land $21,803 Building $196,466
2023$3,046.00 (+12.4%)$220,782 (+17.73%) Land $15,191 Building $205,591$220,782 (+17.73%) Land $15,191 Building $205,591
2022$2,710.00$187,540 Land $10,128 Building $177,412$187,540 Land $10,128 Building $177,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flora Ave S

Nearby Streets

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