3109 Finch St, Davis, CA 95616 Property Records

Yolo County property record for 3109 Finch St, Davis, CA 95616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,445 sqft · built 1990
Lot Size	0.201 acres (8,769 sqft)
Owner	Individual Name on File
Last Sale	$870,000 (Mar 2015)
Tax Bill	$12,837 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-410-033-000`

Property Details

APN / Parcel Number

Primary APN	`035-410-033-000`
Alternative APN	`035410331`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
1st Floor Area	2,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Roof Type	Gable
Roof Material	Slate
Lot Area	8,769 sqft (0.201 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Patio Area	3 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3109 FINCH ST
City	DAVIS
State	CA
Zip	95616-0176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	3733 COVELL PK NSTAR #1 L 107
Legal Subdivision	COVELL PARK NORTHSTAR
Legal Lot Number	107
Jurisdiction	YOLO CA
Township / Civil Division	DAVIS
Census Block Group	4
Census Block	4001
Census Tract	10510

Owner

3109 Finch St is owned and occupied by an individual who bought it in March 2015.

Source: Yolo County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3109 FINCH ST, DAVIS, CA 95616-0176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Mar 5, 2026	Deed of Trust, Mortgage · Loan Assumption WELLS FARGO BANK NA
Oct 29, 2025	Intrafamily Transfer, Transfer
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Prior Sale	Mar 11, 2013 · Amount on File
Deed Document Number	20156870
Prior Transfer Date	Jul 21, 1994
Prior Transfer Doc	0000027572
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Recording Date	Apr 27, 2026
Property Address	3109 FINCH ST, DAVIS, CA 95616-0176
Document Number	0000006701
Instrument Date	Apr 10, 2026
Instrument	20266701
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 FINCH ST, DAVIS, CA 95616-0176
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006701,
Date	Apr 27, 2026
Instrument	20266701

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	3109 FINCH ST, DAVIS, CA 95616-0176
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003497
Date	Mar 5, 2026
Instrument	2026-0003497

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YOLO CA
Recording Date	Oct 29, 2025
Property Address	3109 FINCH ST, DAVIS, CA 95616-0176
Document Number	0000019012
Map Reference	MB 15 PG 71
Instrument Date	Oct 21, 2025
Instrument	2025-0019012
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 FINCH ST, DAVIS, CA 95616-0176

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	3109 FINCH ST, DAVIS, CA 95616-0176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017857
Date	Jun 18, 2020
Instrument	2020-0017857

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Finch St was $12,837, up 2% from the year before.

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Municipality	Davis City
Unified School District	Davis Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,066,511 (+2%) Land $251,301 Building $815,210
2025	$12,837.00 (+2.02%) Homeowner's exemption	$1,045,600 Land $246,374 Building $799,226
2024	$12,583.00 (+2.2%)
2023	$12,312.00 (+1.9%) Homeowner's exemption	$1,005,000 Land $236,808 Building $768,192
2022	$12,082.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3109 Finch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3109 Finch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVIS serves 67,826 people · EPA ID CA5710001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net, unWired Broadband.

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