3109 Farmer Dr, Highland, IN 46322 Property Records

Lake County property record for 3109 Farmer Dr, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1961
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Tax Bill	$2,356 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0315-0034`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0315-0034`
Alternative APNs	`45-07-28-477-032.000-026` `162703150034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0315-0034
Old Parcel Number	162703150034
Street Address	3109 FARMER DR
City	HIGHLAND
State	IN
Zip	46322-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLENDALE 2ND ADD. TO HIGHLAND ALL L.34 BL.8
Legal Subdivision	ELLENDALE 2ND ADD
Legal Block	8
Legal Lot Number	34
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2007
Census Tract	40802

Owner

3109 Farmer Dr is owned and occupied by an individual who acquired it in December 2017.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3109 FARMER DR, HIGHLAND, IN 46322-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017
Deed Sale	Dec 14, 2017
Prior Sale	Apr 29, 2008
Deed Document Number	2017 084958
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3109 FARMER DR, HIGHLAND, IN 46322-3223
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033435
Date	Oct 18, 2021
Instrument	2021-533435

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 14, 2017
Property Address	3109 FARMER DR, HIGHLAND, IN 46322-3223
Document Number	0000084958
Map Reference	MB33 PG92
Instrument Date	Dec 5, 2017
Instrument	2017 084958
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 FARMER DR, HIGHLAND, IN 46322-3223

Mortgage

Document Number	0000084959
Date	Dec 14, 2017
Instrument	2017 084959

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,400 Land $39,200 Building $213,200	$252,400 Land $39,200 Building $213,200
2024	$2,356.00
2023		$211,900 (+11.76%) Land $39,200 Building $172,700	$211,900 (+11.76%) Land $39,200 Building $172,700
2022	$1,865.00 Homeowner's exemption	$189,600 Land $39,200 Building $150,400	$189,600 Land $39,200 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 Farmer Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3109 Farmer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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